97 Cambridge Street S, Kawartha Lakes, ON K9V 3C6
Lindsay, Kawartha Lakes · Near Cambridge Street S / George St · View map
About this home
Prime Investment Opportunity in Lindsay -10-Plex with Exceptional Upside! Located in a quiet, high-demand neighbourhood just 5 blocks from downtown Lindsay, this well-maintained complex is an outstanding turnkey asset. Close to transit, shopping, and Fleming College, it offers a strong 8.67% Cap Rate with a clear runway to push returns even higher. The building features ample tenant and guest parking, secure key-coded access, a closed-loop security camera system with remote cell viewing, and a shared laundry room equipped with 2 washers, 2 dryers, and a change machine (currently optimized on a timed rotation giving each unit 2 private laundry days). Over the past 4 years, the owners have heavily invested in major capital improvements, including premium renovations on 8 of the 10 units. The remaining 2 units provide immediate value-add potential upon turnover. Unlocking the Profit Potential: Hydro Separation Infrastructure completed. A major electrical overhaul has been done with massive new meter bases installed. Four units are already separated; the remaining 6 are pre-wired to transition to tenant-paid hydro as vacancies occur, instantly slashing operating expenses. 12-Unit Conversion: The building contains 2 unused interior spaces. Bring your plans to the city to apply for building permits to convert this into a high-yielding 12-plex (zoning believed to support up to 12 units). This is a rare, rock solid asset where the heavy lifting and expensive structural work have been already done. Secure a stable return today with potential for you to systematically transition utility costs and increase unit count for future growth and increased return.
The home
- Type
- Multiplex
- Style
- Other
- Square footage
- 3500-5000 sq ft
- Bedrooms
- 23
- Bathrooms
- 10
- Kitchens
- 10
- Rooms
- 48
- Basement
- Walk-Up, Partial Basement
- Lot size
- 114.2 x 210.6 ft
- Faces
- West
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Aluminum Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Window Unit(s)
- Fireplace
- No
Garage & parking
- Driveway spaces
- 14
- Total parking
- 14
- Parking features
- Private
Taxes & other
- Property taxes
- $29,184/yr
- Tax year
- 2026
- Occupancy
- Tenant
- Possession
- flexible
- Cross street
- Cambridge Street S / George St
- Neighbourhood
- Lindsay
More
- Price per sq ft
- ~$376 (at 4,250 sq ft)
- MLS® number
- X14082878
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The home and its surroundings
- Separate Hydro Meter
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
97 Cambridge Street, Kawartha Lakes, ON K9V 3C6
Lindsay, Kawartha Lakes · Near Cambridge Street S / George St
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Listing history for 97 Cambridge Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 97 Cambridge Street S
Answers come straight from this home’s MLS® listing.
How much is 97 Cambridge Street S listed for, and what would it cost each month?
97 Cambridge Street S is listed for $1,600,000. With 20% down ($320,000), the mortgage payment would be roughly $6,454 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $8,886 a month, all in. That figure is an illustration, not a quote.
Is 97 Cambridge Street S freehold or a condo, and is there a monthly fee?
97 Cambridge Street S is a multiplex in Lindsay, Kawartha Lakes. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 97 Cambridge Street S have?
97 Cambridge Street S has 23 bedrooms and 10 bathrooms. The listing gives the style as other.
Does 97 Cambridge Street S have a garage and parking?
The listing does not show a garage. The driveway adds 14 spaces. In total the listing counts 14 parking spaces.
Does 97 Cambridge Street S have a finished basement?
The listing describes the basement as walk-up, partial basement.
What style of home is 97 Cambridge Street S?
97 Cambridge Street S is a multiplex. A multiplex holds two or more separate units under one roof, often bought to live in one unit and rent the others.
How big is 97 Cambridge Street S, and what is the lot size?
The listing puts the home between 3,500 and 5,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 114.2 x 210.6 ft.
How is 97 Cambridge Street S heated and cooled?
Heating is forced air (gas). Cooling is window unit(s).
What are the property taxes for 97 Cambridge Street S?
Property taxes are $29,184 a year (2026), or about $2,432 a month.
Where is 97 Cambridge Street S?
97 Cambridge Street S is in the Lindsay community of Kawartha Lakes. The nearest main intersection is Cambridge Street S / George St. The postal code is K9V 3C6.
Is 97 Cambridge Street S still for sale?
Yes. It is an active listing (MLS® X14082878). Listings here update from the board through the day and come down once a home sells.
What are similar properties near 97 Cambridge Street S asking?
Similar properties for sale nearby right now include 97 CAMBRIDGE Street S at $1,600,000 (25 bed), 47 Connolly Road at $1,299,900 (4 bed) and 69 Bond Street W at $1,199,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 97 Cambridge Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 97 Cambridge Street S?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar properties nearby
More properties for sale near Lindsay, picked by style, size and price.
Investment$1,600,00097 CAMBRIDGE Street S, Kawartha Lakes25 bed · LindsayCourtesy of: Royal Lepage Kawartha Lakes Realty Inc.View home →
Detached home$1,299,90047 Connolly Road, Kawartha Lakes4 bed · 4 bath · LindsayCourtesy of: AFFINITY GROUP PINNACLE REALTY LTD.View home →
Detached home$1,199,90069 Bond Street W, Kawartha Lakes3 bed · 4 bath · LindsayCourtesy of: Birdhouse Realty Inc.View home →Courtesy of: Royal Lepage Kawartha Lakes Realty Inc.
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.