For saleMLS® X14031188

97 CAMBRIDGE Street S, Kawartha Lakes, ON K9V 3C6

Lindsay, Kawartha Lakes · Near Located on the corner of Cambridge Street S and George St. · View map

$1,600,000
25Beds
8207Sq ft
InvestmentType
NoneParking
$29,184/yrTaxes
$1,600,000
FreeholdNo monthly condo fee
Lot 114.2 x 210.6 ftThe land comes with the home

About this home

Prime Investment Opportunity in Lindsay -10-Plex with Exceptional Upside! Located in a quiet, high-demand neighbourhood just 5 blocks from downtown Lindsay, this well-maintained complex is an outstanding turnkey asset. Close to transit, shopping, and Fleming College, it offers a strong 8.67% Cap Rate with a clear runway to push returns even higher. The building features ample tenant and guest parking, secure key-coded access, a closed-loop security camera system with remote cell viewing, and a shared laundry room equipped with 2 washers, 2 dryers, and a change machine (currently optimized on a timed rotation giving each unit 2 private laundry days). Over the past 4 years, the owners have heavily invested in major capital improvements, including premium renovations on 8 of the 10 units. The remaining 2 units provide immediate value-add potential upon turnover. Unlocking the Profit Potential: Hydro Separation Infrastructure completed. A major electrical overhaul has been done with massive new meter bases installed. Four units are already separated; the remaining 6 are pre-wired to transition to tenant-paid hydro as vacancies occur, instantly slashing operating expenses. 12-Unit Conversion: The building contains 2 unused interior spaces. Bring your plans to the city to apply for building permits to convert this into a high-yielding 12-plex (zoning believed to support up to 12 units). This is a rare, rock solid asset where the heavy lifting and expensive structural work have been already done. Secure a stable return today with potential for you to systematically transition utility costs and increase unit count for future growth and increased return.

The home

Type
Investment
Square footage
8207 sq ft
Bedrooms
25
Lot size
114.2 x 210.6 ft
Approximate age
51-99 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Partial

Heating & cooling

Heating fuel
Gas
Heating type
Gas Forced Air Closed

Garage & parking

Total parking
None

Taxes & other

Property taxes
$29,184/yr
Tax year
2026
Occupancy
Tenant
Possession
Flexible
Cross street
Located on the corner of Cambridge Street S and George St.
Neighbourhood
Lindsay

More

MLS® number
X14031188

No features listed yet.

Want to know something that isn’t listed?
Estimated monthly cost$8,886per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

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    97 CAMBRIDGE Street, Kawartha Lakes, ON K9V 3C6

    Lindsay, Kawartha Lakes · Near Located on the corner of Cambridge Street S and George St.

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    Sold history

    Listing history for 97 CAMBRIDGE Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 97 CAMBRIDGE Street S

    Answers come straight from this home’s MLS® listing.

    How much is 97 CAMBRIDGE Street S listed for, and what would it cost each month?

    97 CAMBRIDGE Street S is listed for $1,600,000. With 20% down ($320,000), the mortgage payment would be roughly $6,454 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $8,886 a month, all in. That figure is an illustration, not a quote.

    Is 97 CAMBRIDGE Street S freehold or a condo, and is there a monthly fee?

    97 CAMBRIDGE Street S is a investment in Lindsay, Kawartha Lakes. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 97 CAMBRIDGE Street S have?

    97 CAMBRIDGE Street S has 25 bedrooms.

    Does 97 CAMBRIDGE Street S have a garage and parking?

    The listing does not show a garage. The listing does not include a parking space.

    What style of home is 97 CAMBRIDGE Street S?

    97 CAMBRIDGE Street S is an investment. Commercial property covers retail, office, industrial and investment buildings and businesses for sale or lease.

    How big is 97 CAMBRIDGE Street S, and what is the lot size?

    The lot is listed as 114.2 x 210.6 ft.

    How is 97 CAMBRIDGE Street S heated and cooled?

    Heating is gas forced air closed (gas). The listing does not show air conditioning.

    What are the property taxes for 97 CAMBRIDGE Street S?

    Property taxes are $29,184 a year (2026), or about $2,432 a month.

    Where is 97 CAMBRIDGE Street S?

    97 CAMBRIDGE Street S is in the Lindsay community of Kawartha Lakes. The nearest main intersection is Located on the corner of Cambridge Street S and George St.. The postal code is K9V 3C6.

    Is 97 CAMBRIDGE Street S still for sale?

    Yes. It is an active listing (MLS® X14031188). Listings here update from the board through the day and come down once a home sells.

    What are similar properties near 97 CAMBRIDGE Street S asking?

    Similar properties for sale nearby right now include 97 Cambridge Street S at $1,600,000 (23 bed), 6657 Highway 35 S at $1,699,000 and East Street at $1,499,995. These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 97 CAMBRIDGE Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 97 CAMBRIDGE Street S?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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