43 York Street, St. Catharines, ON L2R 6C2
451 - Downtown, St. Catharines · Near Between Welland Avenue & Carlton Street · View map
About this home
LEGAL DUPLEX - VACANT UPPER UNIT - EXCELLENT INVESTMENT OPPORTUNITY. Excellent opportunity to own a legal duplex in an established St. Catharines neighbourhood offering immediate rental income and strong future income potential. The main floor and lower level are occupied by great long-term tenants, providing reliable income from day one. The vacant second-floor unit gives the new owner the flexibility to select their own tenant and establish current market rent, creating an attractive opportunity to maximize overall income. For an owner-occupier, move into the vacant upper unit while benefiting from substantial rental income from the existing tenanted portion to help offset mortgage and carrying costs. The property features two self-contained units with separate private entrances and separate hydro meters. Additional features include an updated kitchen, coin laundry, private driveway, and front and rear decks. Conveniently located in the established Haig Street neighbourhood within walking distance of downtown St. Catharines, shopping, restaurants, entertainment and public transit. With legal duplex status, established tenants, a vacant upper unit, separate hydro meters, and strong income potential, this is a compelling opportunity for investors and owner-occupiers alike.
The home
- Type
- Duplex
- Style
- 2-Storey
- Square footage
- 1500-2000 sq ft
- Bedrooms
- 4
- Basement bedrooms
- 2
- Bathrooms
- 5
- Kitchens
- 4
- Rooms
- 11
- Basement
- Full, Finished, Finished with Walk-Out
- Lot size
- 41 x 87.2 ft
- Faces
- West
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Radiant
- Air conditioning
- Window Unit(s)
- Fireplace
- No
Garage & parking
- Driveway spaces
- 3
- Total parking
- 3
Taxes & other
- Property taxes
- $3,250/yr
- Tax year
- 2026
- Occupancy
- Tenant
- Possession
- ASAP Preferred
- Cross street
- Between Welland Avenue & Carlton Street
- Neighbourhood
- 451 - Downtown
More
- Price per sq ft
- ~$228 (at 1,750 sq ft)
- MLS® number
- X13721904
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No features listed yet.
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
43 York Street, St. Catharines, ON L2R 6C2
451 - Downtown, St. Catharines · Near Between Welland Avenue & Carlton Street
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Listing history for 43 York Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 43 York Street
Answers come straight from this home’s MLS® listing.
How much is 43 York Street listed for, and what would it cost each month?
43 York Street is listed for $398,500. With 20% down ($79,700), the mortgage payment would be roughly $1,607 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $1,878 a month, all in. That figure is an illustration, not a quote.
Is 43 York Street freehold or a condo, and is there a monthly fee?
43 York Street is a duplex in 451 - Downtown, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 43 York Street have?
43 York Street has 4 bedrooms, plus 2 more bedrooms in the basement, and 5 bathrooms. The listing gives the style as 2-storey.
Does 43 York Street have a garage and parking?
The listing does not show a garage. The driveway adds 3 spaces. In total the listing counts 3 parking spaces.
Does 43 York Street have a finished basement?
The listing describes the basement as full, finished, finished with walk-out. It counts 2 bedrooms on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 43 York Street?
43 York Street is a duplex. A multiplex holds two or more separate units under one roof, often bought to live in one unit and rent the others.
How big is 43 York Street, and what is the lot size?
The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 41 x 87.2 ft.
How is 43 York Street heated and cooled?
Heating is radiant (gas). Cooling is window unit(s).
What are the property taxes for 43 York Street?
Property taxes are $3,250 a year (2026), or about $271 a month.
Where is 43 York Street?
43 York Street is in the 451 - Downtown community of St. Catharines. The nearest main intersection is Between Welland Avenue & Carlton Street. The postal code is L2R 6C2.
Is 43 York Street still for sale?
Yes. It is an active listing (MLS® X13721904). Listings here update from the board through the day and come down once a home sells.
What are similar properties near 43 York Street asking?
Similar properties for sale nearby right now include 44 Lowell Avenue at $424,900 (4 bed), 199 Russell Avenue at $449,900 (3+1 bed) and 44 North Street at $400,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 43 York Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 43 York Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar properties nearby
More properties for sale near 451 - Downtown, picked by style, size and price.
Duplex$424,90044 Lowell Avenue, St. Catharines4 bed · 2 bath · 451 - DowntownCourtesy of: RE/MAX NIAGARA REALTY LTD, BROKERAGEView home →
Triplex$449,900199 Russell Avenue, St. Catharines3+1 bed · 3 bath · 451 - DowntownCourtesy of: ROYAL LEPAGE NRC REALTYView home →
Duplex$400,00044 North Street, St. Catharines2 bed · 2 bath · 451 - DowntownCourtesy of: ROYAL LEPAGE NRC REALTYView home →Courtesy of: RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.