199 Russell Avenue, St. Catharines, ON L2R 1W9
451 - Downtown, St. Catharines · Near Between Geneva St and Niagara St · View map
About this home
Legal Triplex - Turnkey Investment Opportunity! Here's your opportunity to own a legal triplex in St.Catharines' desirable Fitzgerald neighbourhood, conveniently located on Russell Avenue between Niagara Street and Geneva Street. Producing $36,000 in annual gross scheduled rental income, this fully tenanted property offers immediate cash flow and excellent long-term investment potential. The property features three self-contained units, including a main floor one-bedroom apartment, an upper-level two-bedroom unit (with the flexibility to use the second bedroom as a living room, den, or office), and a lower-level one-bedroom apartment. Each unit is separately metered for hydro and gas, while water is owner-paid. The property is serviced by three rented hot water tanks. Major improvements include the house roof (2017), garage roof (2023), professional exterior painting (2025), and completed fire separation upgrades (2026). An Electrical Safety Authority (ESA) certificate will be provided upon completion of the scheduled inspection. An extra-wide detached garage offers excellent storage, and the driveway accommodates parking for four vehicles. Located just minutes from downtown St. Catharines, Montebello Park, restaurants, cafés, shopping, schools, public transit, and highway access, this location is highly desirable for both tenants and investors. A comprehensive due diligence package, including financial statements, leases, utility information, permit history, and a pre-home inspection report, is available to assist buyers in making an informed purchasing decision. Whether you're expanding your investment portfolio or purchasing your first income property, this legal, income-producing triplex offers reliable tenants, documented improvements, and outstanding value in one of St.Catharines' most desirable central neighbourhoods. Move forward with confidence knowing the due diligence has already been done. Don't miss this opportunity!
The home
- Type
- Triplex
- Style
- 2-Storey
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 3
- Basement bedrooms
- 1
- Bathrooms
- 3
- Kitchens
- 3
- Rooms
- 6
- Basement
- Walk-Up, Full, Separate Entrance, Finished
- Lot size
- 33 x 132 ft
- Faces
- West
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Stucco (Plaster)
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Baseboard
- Fireplace
- No
Garage & parking
- Garage
- Detached
- Garage spaces
- 1
- Driveway spaces
- 4
- Total parking
- 5
Taxes & other
- Property taxes
- $3,408/yr
- Tax year
- 2025
- Occupancy
- Tenant
- Possession
- Immediate with tenants
- Cross street
- Between Geneva St and Niagara St
- Neighbourhood
- 451 - Downtown
More
- Price per sq ft
- ~$346 (at 1,300 sq ft)
- MLS® number
- X13613366
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The home and its surroundings
- Separate Hydro Meter
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
199 Russell Avenue, St. Catharines, ON L2R 1W9
451 - Downtown, St. Catharines · Near Between Geneva St and Niagara St
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Listing history for 199 Russell Avenue
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 199 Russell Avenue
Answers come straight from this home’s MLS® listing.
How much is 199 Russell Avenue listed for, and what would it cost each month?
199 Russell Avenue is listed for $449,900. With 20% down ($89,980), the mortgage payment would be roughly $1,815 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,099 a month, all in. That figure is an illustration, not a quote.
Is 199 Russell Avenue freehold or a condo, and is there a monthly fee?
199 Russell Avenue is a triplex in 451 - Downtown, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 199 Russell Avenue have?
199 Russell Avenue has 3 bedrooms, plus 1 more bedroom in the basement, and 3 bathrooms. The listing gives the style as 2-storey.
Does 199 Russell Avenue have a garage and parking?
Yes. The listing shows the garage as detached, with room for 1 car. The driveway adds 4 spaces. In total the listing counts 5 parking spaces.
Does 199 Russell Avenue have a finished basement?
The listing describes the basement as walk-up, full, separate entrance, finished. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 199 Russell Avenue?
199 Russell Avenue is a triplex. A multiplex holds two or more separate units under one roof, often bought to live in one unit and rent the others.
How big is 199 Russell Avenue, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 33 x 132 ft.
How is 199 Russell Avenue heated and cooled?
Heating is baseboard (gas). The listing does not show air conditioning.
What are the property taxes for 199 Russell Avenue?
Property taxes are $3,408 a year (2025), or about $284 a month.
Where is 199 Russell Avenue?
199 Russell Avenue is in the 451 - Downtown community of St. Catharines. The nearest main intersection is Between Geneva St and Niagara St. The postal code is L2R 1W9.
Is 199 Russell Avenue still for sale?
Yes. It is an active listing (MLS® X13613366). Listings here update from the board through the day and come down once a home sells.
What are similar properties near 199 Russell Avenue asking?
Similar properties for sale nearby right now include 164 Lake Street at $434,900 (2 bed), 44 Lowell Avenue at $424,900 (4 bed) and 44 North Street at $400,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 199 Russell Avenue sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 199 Russell Avenue?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar properties nearby
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Duplex$400,00044 North Street, St. Catharines2 bed · 2 bath · 451 - DowntownCourtesy of: ROYAL LEPAGE NRC REALTYView home →Courtesy of: ROYAL LEPAGE NRC REALTY
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.