164 Lake Street, St. Catharines, ON L2R 5Y7
451 - Downtown, St. Catharines · Near Pleasant St · View map
About this home
Character, Income & Convenience - A Duplex With Personality! Unique character duplex, very well taken care of, with fantastic income potential and plenty of parking, outdoor space and updates! Whether you're looking for an investment property, a mortgage helper, or a comfortable home for the extended family, this one offers flexibility that is hard to find. The upstairs unit is truly one-of-a-kind, blending a cool retro vibe with an art-deco-inspired feel. The bright, modern open-concept layout features a charming pot-belly stove, stylish kitchen and an incredible jacuzzi tub bathroom. A staircase leading to the storage loft adds even more character and visual appeal. Both units have convenient side-door access to the shared laundry and basement. The main-floor unit is equally inviting, featuring a character-filled living room with fireplace, currently being used as a second bedroom, and stained glass windows. The primary bedroom has sliding glass doors onto a large rear deck, creating a wonderful indoor/outdoor living space. Outside, you'll find a fenced yard, front and rear decks, a double garage and three-point parking at the rear - plenty of room for vehicles, tenants and entertaining. Major improvements and features include waterproofed basement, mostly newer windows, renovated units and low-maintenance outdoor spaces. And the location is hard to beat - centrally located with easy access to the highway, shopping and everyday amenities. Live in one unit and rent out the other to help with the mortgage, add this to your investment portfolio, or keep it as a fantastic extended-family setup. The possibilities are yours! Unique character. Multiple income options. Plenty of parking, great location. Just collect the rent!
The home
- Type
- Duplex
- Style
- 2-Storey
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 2
- Rooms
- 8
- Basement
- Full, Unfinished, Walk-Out, Separate Entrance
- Lot size
- 33 x 120 ft
- Faces
- East
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- Yes
Garage & parking
- Garage
- Detached
- Garage spaces
- 2
- Driveway spaces
- 6
- Total parking
- 8
Taxes & other
- Property taxes
- $3,003/yr
- Tax year
- 2026
- Occupancy
- Tenant
- Possession
- flexible
- Cross street
- Pleasant St
- Neighbourhood
- 451 - Downtown
More
- Price per sq ft
- ~$335 (at 1,300 sq ft)
- MLS® number
- X13685044
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The home and its surroundings
- Carpet Free
- In-Law Suite
- In-Law Capability
- Separate Hydro Meter
- Place Of Worship
- Public Transit
- Fenced Yard
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
164 Lake Street, St. Catharines, ON L2R 5Y7
451 - Downtown, St. Catharines · Near Pleasant St
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Listing history for 164 Lake Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 164 Lake Street
Answers come straight from this home’s MLS® listing.
How much is 164 Lake Street listed for, and what would it cost each month?
164 Lake Street is listed for $434,900. With 20% down ($86,980), the mortgage payment would be roughly $1,754 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,005 a month, all in. That figure is an illustration, not a quote.
Is 164 Lake Street freehold or a condo, and is there a monthly fee?
164 Lake Street is a duplex in 451 - Downtown, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 164 Lake Street have?
164 Lake Street has 2 bedrooms and 2 bathrooms. The listing gives the style as 2-storey.
Does 164 Lake Street have a garage and parking?
Yes. The listing shows the garage as detached, with room for 2 cars. The driveway adds 6 spaces. In total the listing counts 8 parking spaces.
Does 164 Lake Street have a finished basement?
The listing describes the basement as full, unfinished, walk-out, separate entrance. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 164 Lake Street?
164 Lake Street is a duplex. A multiplex holds two or more separate units under one roof, often bought to live in one unit and rent the others.
How big is 164 Lake Street, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 33 x 120 ft.
How is 164 Lake Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 164 Lake Street?
Property taxes are $3,003 a year (2026), or about $250 a month.
Where is 164 Lake Street?
164 Lake Street is in the 451 - Downtown community of St. Catharines. The nearest main intersection is Pleasant St. The postal code is L2R 5Y7.
Is 164 Lake Street still for sale?
Yes. It is an active listing (MLS® X13685044). Listings here update from the board through the day and come down once a home sells.
What are similar properties near 164 Lake Street asking?
Similar properties for sale nearby right now include 44 North Street at $400,000 (2 bed), 199 Russell Avenue at $449,900 (3+1 bed) and 44 Lowell Avenue at $424,900 (4 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 164 Lake Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 164 Lake Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar properties nearby
More properties for sale near 451 - Downtown, picked by style, size and price.
Duplex$400,00044 North Street, St. Catharines2 bed · 2 bath · 451 - DowntownCourtesy of: ROYAL LEPAGE NRC REALTYView home →
Triplex$449,900199 Russell Avenue, St. Catharines3+1 bed · 3 bath · 451 - DowntownCourtesy of: ROYAL LEPAGE NRC REALTYView home →
Duplex$424,90044 Lowell Avenue, St. Catharines4 bed · 2 bath · 451 - DowntownCourtesy of: RE/MAX NIAGARA REALTY LTD, BROKERAGEView home →Courtesy of: Century 21 Heritage House LTD
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.