98 Waterloo Avenue, Guelph, ON N1H 3H8
Downtown, Guelph · Near Glasglow · View map
About this home
A RARE OPPORTUNITY FOR FIRST TIME HOME BUYERS LOOKING TO LIVE-IN AND OFFSET THEIR MORTGAGE! Whether you're an investor or a savvy buyer, you will love the versatility of this home. Find parking for 4 vehicles, STRONG WALKABILITY to the Downtown Core, parks, restaurants, shopping, and easy access for those who prefer to bike. The main floor of this home hosts a unit spanning OVER 1000 Sq Ft of living space. Enjoy exclusive use of a 11 ft x 14 ft back deck. Inside, 2 bedrooms, a beautiful sunroom/second living area, designated dining area with skylight, space for a home office, two full-bathrooms, two bedrooms, large windows, and in-suite laundry. This unit is full of charm, with the original hardwood floors, beautiful trim, and so much potential to make it a hip, design forward space that suits your taste. Working from home is easy, with spaces for more than one office. It's not often you find this big of a main floor unit in such a central location. This unit is now VACANT and move in ready! Upstairs, let the 2 bedroom unit above offset your mortgage. Currently tenanted and generating $2,500 a month (inclusive of utilities), this is a fantastic investment opportunity. Two bedrooms, a newly renovated bathroom, in-unit laundry and access to a rooftop patio overlooking the mature treelines beyond. An added bonus is the space below the deck, where the exterior door leads to the unfinished basement, the ideal, dry storage spot for you and your tenants belongings. Whether you are a young professional/ university-grad looking for a location central to the downtown area, an investor looking to rent both units and generate over $5,000 a month, or a first-time buyer looking for a savvy move, 98 Waterloo Avenue offers: a prime location, parking, a private backyard, a solid, double-wide brick exterior in great shape, and is already generating a positive cashflow.
The home
- Type
- Duplex
- Style
- 2-Storey
- Square footage
- 2000-2500 sq ft
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 2
- Rooms
- 16
- Basement
- Exposed Rock, Unfinished
- Lot size
- 51.8 x 83.6 ft
- Faces
- South
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- Yes
Garage & parking
- Driveway spaces
- 4
- Total parking
- 4
- Parking features
- Private
Taxes & other
- Property taxes
- $5,227/yr
- Tax year
- 2026
- Occupancy
- Tenant
- Possession
- Flexible
- Cross street
- Glasglow
- Neighbourhood
- Downtown
More
- Price per sq ft
- ~$376 (at 2,250 sq ft)
- MLS® number
- X14129898
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The home and its surroundings
- Storage
- Water Heater Owned
- Deck
- Canopy
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
Schools nearby
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Your commute
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Listing history for 98 Waterloo Avenue
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 98 Waterloo Avenue
Answers come straight from this home’s MLS® listing.
How much is 98 Waterloo Avenue listed for, and what would it cost each month?
98 Waterloo Avenue is listed for $845,000. With 20% down ($169,000), the mortgage payment would be roughly $3,408 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,844 a month, all in. That figure is an illustration, not a quote.
Is 98 Waterloo Avenue freehold or a condo, and is there a monthly fee?
98 Waterloo Avenue is a duplex in Downtown, Guelph. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 98 Waterloo Avenue have?
98 Waterloo Avenue has 4 bedrooms and 3 bathrooms. The listing gives the style as 2-storey.
Does 98 Waterloo Avenue have a garage and parking?
The listing does not show a garage. The driveway adds 4 spaces. In total the listing counts 4 parking spaces.
Does 98 Waterloo Avenue have a finished basement?
The listing describes the basement as exposed rock, unfinished.
What style of home is 98 Waterloo Avenue?
98 Waterloo Avenue is a duplex. A multiplex holds two or more separate units under one roof, often bought to live in one unit and rent the others.
How big is 98 Waterloo Avenue, and what is the lot size?
The listing puts the home between 2,000 and 2,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 51.8 x 83.6 ft.
How is 98 Waterloo Avenue heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 98 Waterloo Avenue?
Property taxes are $5,227 a year (2026), or about $436 a month.
Where is 98 Waterloo Avenue?
98 Waterloo Avenue is in the Downtown community of Guelph. The nearest main intersection is Glasglow. The postal code is N1H 3H8.
Is 98 Waterloo Avenue still for sale?
Yes. It is an active listing (MLS® X14129898). Listings here update from the board through the day and come down once a home sells.
What are similar properties near 98 Waterloo Avenue asking?
Similar properties for sale nearby right now include 159 Glasgow Street N at $899,900 (5 bed), 10 Ontario Street at $799,000 (4+3 bed) and 458 Woolwich Street at $874,999 (5 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 98 Waterloo Avenue sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 98 Waterloo Avenue?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar properties nearby
More properties for sale near Downtown, picked by style, size and price.
Multiplex$899,900159 Glasgow Street N, Guelph5 bed · 5 bath · DowntownCourtesy of: Coldwell Banker Neumann Real EstateView home →
Duplex$799,00010 Ontario Street, Guelph4+3 bed · 3 bath · St. Patrick's WardCourtesy of: Bosley Real Estate Ltd.View home →
Triplex$874,999458 Woolwich Street, Guelph5 bed · 3 bath · Exhibition ParkCourtesy of: RE/MAX Escarpment Realty Inc., BrokerageView home →Courtesy of: Royal LePage Royal City Realty
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.