For saleMLS® X13784880

92 LAKE Street, St. Catharines, ON L2R 5X6

451 - Downtown, St. Catharines · Near Lake St & Elizabeth St · View map

$298,900
1108Sq ft
Store w apt / officeType
NoneParking
$3,675/yrTaxes
$298,900
FreeholdNo monthly condo fee
Lot 40 x 92 ftThe land comes with the home

About this home

Exceptional mixed-use investment opportunity in the heart of St. Catharines! Ideally located just minutes from the downtown core, 92 Lake St offers the perfect live/work setup with one commercial unit and one residential unit. The main floor commercial space features a bright showroom and 2-piece bath, ideal for a variety of businesses. The attached 2-bedroom residential unit offers a full kitchen, spacious living room, 4-piece bath, and has been freshly painted. A partial basement provides additional storage, while the updated hydro panel adds peace of mind. Parking for 2 vehicles is available on-site, with ample free street parking nearby and potential to expand parking in the backyard. Conveniently located close to the QEW, Fairview Mall, Costco, Home Depot, restaurants, and more.

The home

Type
Store w apt / office
Square footage
1108 sq ft
Lot size
40 x 92 ft

Ownership & fees

Ownership
Freehold
Monthly condo fee
None

Heating & cooling

Heating fuel
Gas
Heating type
Baseboard
Air conditioning
Yes

Garage & parking

Total parking
None

Taxes & other

Property taxes
$3,675/yr
Tax year
2026
Occupancy
Vacant
Possession
TBD
Cross street
Lake St & Elizabeth St
Neighbourhood
451 - Downtown

More

MLS® number
X13784880

No features listed yet.

Want to know something that isn’t listed?
Estimated monthly cost$1,512per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

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    92 LAKE Street, St. Catharines, ON L2R 5X6

    451 - Downtown, St. Catharines · Near Lake St & Elizabeth St

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    Sold history

    Listing history for 92 LAKE Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 92 LAKE Street

    Answers come straight from this home’s MLS® listing.

    How much is 92 LAKE Street listed for, and what would it cost each month?

    92 LAKE Street is listed for $298,900. With 20% down ($59,780), the mortgage payment would be roughly $1,206 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $1,512 a month, all in. That figure is an illustration, not a quote.

    Is 92 LAKE Street freehold or a condo, and is there a monthly fee?

    92 LAKE Street is a store w apt / office in 451 - Downtown, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    Does 92 LAKE Street have a garage and parking?

    The listing does not show a garage. The listing does not include a parking space.

    What style of home is 92 LAKE Street?

    92 LAKE Street is a store w apt / office. Commercial property covers retail, office, industrial and investment buildings and businesses for sale or lease.

    How big is 92 LAKE Street, and what is the lot size?

    The lot is listed as 40 x 92 ft.

    How is 92 LAKE Street heated and cooled?

    Heating is baseboard (gas). Cooling is yes.

    What are the property taxes for 92 LAKE Street?

    Property taxes are $3,675 a year (2026), or about $306 a month.

    Where is 92 LAKE Street?

    92 LAKE Street is in the 451 - Downtown community of St. Catharines. The nearest main intersection is Lake St & Elizabeth St. The postal code is L2R 5X6.

    Is 92 LAKE Street still for sale?

    Yes. It is an active listing (MLS® X13784880). Listings here update from the board through the day and come down once a home sells.

    What are similar properties near 92 LAKE Street asking?

    Similar properties for sale nearby right now include 144 Lake Street at $249,000, 105A Welland Avenue at $299,990 and 177 James Street at $289,000. These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 92 LAKE Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 92 LAKE Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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