620 Union Street W, Centre Wellington, ON N1M 1V5
Fergus, Centre Wellington · Near Guelph St · View map
About this home
A bright, open main floor, a private treed backyard and the flexibility of a legal apartment, 620 Union Street West offers plenty to appreciate in Fergus. The approximately 1,150 sq. ft. main floor features three bedrooms, a full bathroom and an inviting kitchen with an island that connects naturally with the living space. Step out from the kitchen onto the deck, a lovely spot for outdoor dining overlooking the backyard and its mature trees.The legal one-bedroom lower apartment features a comfortable living room with a gas fireplace, while a patio beneath the upper deck provides another outdoor space to enjoy. Shared laundry serves both levels. A single-car garage, plenty of driveway parking and a roof replaced in 2025 add to the property's practical appeal.Whether you're looking for a home with rental income potential or space for extended family, this property offers a versatile layout in an established Fergus setting.
The home
- Type
- Detached home
- Style
- Bungalow-Raised
- Square footage
- 700-1100 sq ft
- Bedrooms
- 3
- Basement bedrooms
- 1
- Bathrooms
- 2
- Kitchens
- 2
- Rooms
- 6
- Basement
- Apartment, Finished with Walk-Out, Separate Entrance
- Lot size
- 58 x 104 ft
- Faces
- South
- View
- Trees/Woods
- Approximate age
- 31-50 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick, Vinyl Siding
Heating & cooling
- Heating fuel
- Electric
- Heating type
- Baseboard
- Fireplace
- Yes
Garage & parking
- Garage
- Attached
- Garage spaces
- 1
- Driveway spaces
- 4
- Total parking
- 5
- Parking features
- Private Double
Taxes & other
- Property taxes
- $4,095/yr
- Tax year
- 2026
- Occupancy
- Tenant
- Possession
- After Jan 1
- Cross street
- Guelph St
- Neighbourhood
- Fergus
More
- Price per sq ft
- ~$883 (at 900 sq ft)
- MLS® number
- X14170476
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The home and its surroundings
- Accessory Apartment
- Floor Drain
- Primary Bedroom - Main Floor
- Water Heater Owned
- Arts Centre
- Greenbelt/Conservation
- Hospital
- Library
- Rec./Commun.Centre
- School
- Deck
- Patio
- Privacy
- Year Round Living
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
620 Union Street, Centre Wellington, ON N1M 1V5
Fergus, Centre Wellington · Near Guelph St
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Listing history for 620 Union Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 620 Union Street W
Answers come straight from this home’s MLS® listing.
How much is 620 Union Street W listed for, and what would it cost each month?
620 Union Street W is listed for $795,000. With 20% down ($159,000), the mortgage payment would be roughly $3,207 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,548 a month, all in. That figure is an illustration, not a quote.
Is 620 Union Street W freehold or a condo, and is there a monthly fee?
620 Union Street W is a detached home in Fergus, Centre Wellington. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 620 Union Street W have?
620 Union Street W has 3 bedrooms, plus 1 more bedroom in the basement, and 2 bathrooms. The listing gives the style as bungalow-raised.
Does 620 Union Street W have a garage and parking?
Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 4 spaces. In total the listing counts 5 parking spaces.
Does 620 Union Street W have a finished basement?
The listing describes the basement as apartment, finished with walk-out, separate entrance. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 620 Union Street W?
620 Union Street W is a detached home. A detached home stands on its own lot with no shared walls.
How big is 620 Union Street W, and what is the lot size?
The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 58 x 104 ft.
How is 620 Union Street W heated and cooled?
Heating is baseboard (electric). The listing does not show air conditioning.
What are the property taxes for 620 Union Street W?
Property taxes are $4,095 a year (2026), or about $341 a month.
Where is 620 Union Street W?
620 Union Street W is in the Fergus community of Centre Wellington. The nearest main intersection is Guelph St. The postal code is N1M 1V5.
Is 620 Union Street W still for sale?
Yes. It is an active listing (MLS® X14170476). Listings here update from the board through the day and come down once a home sells.
What are similar properties near 620 Union Street W asking?
Similar properties for sale nearby right now include 691 St Andrew Street W at $724,000 (3 bed), 590 Hill Street E at $879,900 (3+1 bed) and 81 Goodall Court at $679,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 620 Union Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 620 Union Street W?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar properties nearby
More properties for sale near Fergus, picked by style, size and price.
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Detached home$679,90081 Goodall Court, Centre Wellington3 bed · 3 bath · FergusCourtesy of: Coldwell Banker Neumann Real EstateView home →Courtesy of: Keller Williams Home Group Realty
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.