58 Ontario Street, St. Catharines, ON L2R 5J4
451 - Downtown, St. Catharines · Near Ontario & Church · View map
About this home
Positioned on a prominent downtown corner, 58 Ontario Street presents a rare opportunity for owner-occupiers, investors, or live-work users to acquire a fully vacant 3,528 sq. ft. architecturally distinctive landmark building with exceptional zoning flexibility (C5-92) in the downtown core. Zoning permits a broad range of residential and commercial uses, allowing the property to function as entirely commercial, entirely residential, or mixed-use, while benefiting from the sought-after downtown parking exemption. Currently configured with a beautifully appointed 1,450 sq. ft. commercial main floor and two self-contained residential apartments above, the property offers three income streams with potential gross annual income of approximately $75,000 based on projected market rents, with additional upside through commercial leasing or owner occupancy. Showcasing original millwork, pocket doors, stained and leaded glass, refinished hardwood flooring, and other period details rarely found in commercial properties today, the building seamlessly combines historic character with modern functionality. Additional features include updated washrooms and kitchens, five ductless splits, full basement storage, separate hydro meters, five on-site parking spaces (2 tandem). Located in the heart of Downtown St. Catharines' heritage district, steps from the Performing Arts Centre, Meridian Centre, Brock University's Marilyn I. Walker School, restaurants and cafés, the area continues to benefit from ongoing residential intensification and commercial reinvestment, supporting long-term demand for both residential and commercial space.
The home
- Type
- Triplex
- Style
- 3-Storey
- Square footage
- 3500-5000 sq ft
- Bedrooms
- 5
- Bathrooms
- 4
- Kitchens
- 3
- Rooms
- 13
- Basement
- Full
- Lot size
- 50 x 99 ft
- Faces
- North
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Security System
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Heat Pump
- Air conditioning
- Wall Unit(s)
- Fireplace
- No
Garage & parking
- Driveway spaces
- 5
- Total parking
- 5
- Parking features
- Private Triple
Taxes & other
- Property taxes
- $7,956/yr
- Tax year
- 2025
- Occupancy
- Tenant
- Possession
- FLEXIBLE
- Cross street
- Ontario & Church
- Neighbourhood
- 451 - Downtown
More
- Price per sq ft
- ~$235 (at 4,250 sq ft)
- MLS® number
- X13809304
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The home and its surroundings
- Accessory Apartment
- In-Law Suite
- In-Law Capability
- Arts Centre
- Golf
- Hospital
- Library
- Park
- Public Transit
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
58 Ontario Street, St. Catharines, ON L2R 5J4
451 - Downtown, St. Catharines · Near Ontario & Church
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Listing history for 58 Ontario Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 58 Ontario Street
Answers come straight from this home’s MLS® listing.
How much is 58 Ontario Street listed for, and what would it cost each month?
58 Ontario Street is listed for $998,500. With 20% down ($199,700), the mortgage payment would be roughly $4,028 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $4,691 a month, all in. That figure is an illustration, not a quote.
Is 58 Ontario Street freehold or a condo, and is there a monthly fee?
58 Ontario Street is a triplex in 451 - Downtown, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 58 Ontario Street have?
58 Ontario Street has 5 bedrooms and 4 bathrooms. The listing gives the style as 3-storey.
Does 58 Ontario Street have a garage and parking?
The listing does not show a garage. The driveway adds 5 spaces. In total the listing counts 5 parking spaces.
Does 58 Ontario Street have a finished basement?
The listing describes the basement as full.
What style of home is 58 Ontario Street?
58 Ontario Street is a triplex. A multiplex holds two or more separate units under one roof, often bought to live in one unit and rent the others.
How big is 58 Ontario Street, and what is the lot size?
The listing puts the home between 3,500 and 5,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 50 x 99 ft.
How is 58 Ontario Street heated and cooled?
Heating is heat pump (gas). Cooling is wall unit(s).
What are the property taxes for 58 Ontario Street?
Property taxes are $7,956 a year (2025), or about $663 a month.
Where is 58 Ontario Street?
58 Ontario Street is in the 451 - Downtown community of St. Catharines. The nearest main intersection is Ontario & Church. The postal code is L2R 5J4.
Is 58 Ontario Street still for sale?
Yes. It is an active listing (MLS® X13809304). Listings here update from the board through the day and come down once a home sells.
What are similar properties near 58 Ontario Street asking?
Similar properties for sale nearby right now include 58 Ontario Street at $998,500, 148 Geneva Street at $699,000 (5 bed) and 128 Geneva Street at $759,888 (6 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 58 Ontario Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 58 Ontario Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar properties nearby
More properties for sale near 451 - Downtown, picked by style, size and price.
Office$998,50058 Ontario Street, St. Catharines451 - DowntownCourtesy of: ROYAL LEPAGE NRC REALTYView home →
Duplex$699,000148 Geneva Street, St. Catharines5 bed · 4 bath · 451 - DowntownCourtesy of: ROYAL LEPAGE NRC REALTYView home →
Triplex$759,888128 Geneva Street, St. Catharines6 bed · 3 bath · 451 - DowntownCourtesy of: ROYAL LEPAGE IGNITE REALTYView home →Courtesy of: ROYAL LEPAGE NRC REALTY
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.