482 Monk Street, Cobourg, ON K9A 2T1
Cobourg · Near Monk St & Stuart St · View map
About this home
LAKE LIFE, LEVELLED UP. Big views.Beautiful design, an exceptional residence that delivers the ultimate blend of modern luxury, effortless living - all with uninterrupted turquoise views of Lake Ontario. Every level brings something special, with incredible flexibility for multigenerational living, hosting in a big way, working from home or creating additional income opportunities.The main-floor suite features 2 bedrooms, 2 bathrooms, a separate entrance, modern kitchen, linear fireplace, dining area & its own inviting front patio. Whether it's for family, guests or rental potential, the possibilities are endless.The fully finished lower level takes versatility to another level, with impressive ceiling heights & oversized modern window wells that flood the space with natural light. Perfect for home office, family or guests. Outside, discover your own private backyard escape. Lush greenery, ambient in-ground-lighting, a hot tub & gazebo. An attached double-car garage & 4 levels wood-panelled elevator add another layer of convenience. Upstairs, the main living spaces are all about the views.Spanning the 2nd & 3rd floors, the primary residence is designed to maximize the stunning south-facing lakefront setting. Open living flow seamlessly onto multiple terraces, while the chef-inspired kitchen showcases bespoke finishes, custom-quality cabinetry & professional-grade, name-brand appliances.2 spacious bedrooms, each with a ensuite, & a sleek family room. Then there's the showstopper: the third floor. Designed for both laid-back luxury & unforgettable entertaining, this level features a stunning lounge anchored by a Scandinavian-inspired suspended fireplace, an expansive rooftop terrace with breathtaking, endless lake views like a boutique hotel escape, Add a private sauna/wet bar, & you've officially entered your own personal wellness retreat. Wake up to the sound of the lake at Monk's Cove, this is more than a home. It's a lifestyle upgrade, an entertainer's dream.
The home
- Type
- Detached home
- Style
- 3-Storey
- Square footage
- 3500-5000 sq ft
- Bedrooms
- 5
- Basement bedrooms
- 2
- Bathrooms
- 6
- Kitchens
- 3
- Rooms
- 12
- Basement
- Apartment, Separate Entrance, Finished
- Lot size
- 49.4 x 100 ft
- Faces
- North
- View
- Lake, Panoramic, Skyline, Water
- Approximate age
- 6-15 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Carbon Monoxide Detectors, Security System, Smoke Detector
- Exterior
- Stucco (Plaster)
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Radiant
- Air conditioning
- Central Air
- Fireplace
- Yes
Garage & parking
- Garage
- Attached
- Garage spaces
- 2
- Driveway spaces
- 2
- Total parking
- 4
- Parking features
- Private Double
Taxes & other
- Property taxes
- $11,423/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- TBA
- Cross street
- Monk St & Stuart St
- Neighbourhood
- Cobourg
More
- Price per sq ft
- ~$466 (at 4,250 sq ft)
- MLS® number
- X14173480
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The home and its surroundings
- Auto Garage Door Remote
- On Demand Water Heater
- Carpet Free
- ERV/HRV
- Sauna
- Guest Accommodations
- In-Law Capability
- Beach
- Clear View
- Golf
- Hospital
- Marina
- Park
- Landscape Lighting
- Landscaped
- Patio
- Privacy
- Porch
- Lawn Sprinkler System
- Awnings
- Hot Tub
- Year Round Living
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
Schools nearby
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Your commute
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Listing history for 482 Monk Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 482 Monk Street
Answers come straight from this home’s MLS® listing.
How much is 482 Monk Street listed for, and what would it cost each month?
482 Monk Street is listed for $1,980,000. With 20% down ($396,000), the mortgage payment would be roughly $7,987 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $8,939 a month, all in. That figure is an illustration, not a quote.
Is 482 Monk Street freehold or a condo, and is there a monthly fee?
482 Monk Street is a detached home in Cobourg. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 482 Monk Street have?
482 Monk Street has 5 bedrooms, plus 2 more bedrooms in the basement, and 6 bathrooms. The listing gives the style as 3-storey.
Does 482 Monk Street have a garage and parking?
Yes. The listing shows the garage as attached, with room for 2 cars. The driveway adds 2 spaces. In total the listing counts 4 parking spaces.
Does 482 Monk Street have a finished basement?
The listing describes the basement as apartment, separate entrance, finished. It counts 2 bedrooms on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 482 Monk Street?
482 Monk Street is a detached home. A detached home stands on its own lot with no shared walls.
How big is 482 Monk Street, and what is the lot size?
The listing puts the home between 3,500 and 5,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 49.4 x 100 ft.
How is 482 Monk Street heated and cooled?
Heating is radiant (gas). Cooling is central air.
What are the property taxes for 482 Monk Street?
Property taxes are $11,423 a year (2026), or about $952 a month.
Where is 482 Monk Street?
482 Monk Street is in Cobourg. The nearest main intersection is Monk St & Stuart St. The postal code is K9A 2T1.
Is 482 Monk Street still for sale?
Yes. It is an active listing (MLS® X14173480). Listings here update from the board through the day and come down once a home sells.
What are similar properties near 482 Monk Street asking?
Similar properties for sale nearby right now include 163 Ontario Street at $2,499,900 (5+1 bed), 138 Bagot Street at $1,599,900 (4 bed) and 1983 Grimshaw Road at $1,395,000 (4 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 482 Monk Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 482 Monk Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar properties nearby
More properties for sale near Cobourg, picked by style, size and price.
Detached home$2,499,900163 Ontario Street, Cobourg5+1 bed · 6 bath · CobourgCourtesy of: Homesmiths Real Estate Ltd.View home →
Detached home$1,599,900138 Bagot Street, Cobourg4 bed · 4 bath · CobourgCourtesy of: Homesmiths Real Estate Ltd.View home →
Detached home$1,395,0001983 Grimshaw Road, Cobourg4 bed · 5 bath · CobourgCourtesy of: RIGHT AT HOME REALTYView home →Courtesy of: RE/MAX Rouge River Realty Ltd.
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.