For saleMLS® C14180526

440 - 109 Front Street E, Toronto, ON M5A 4P7

Waterfront Communities, Toronto · Near Front Street & St. Lawrence Market (Jarvis) · View map

$419,900
1Baths
0–499Sq ft
Condo apartmentType
$354/moMaint. fee
UndergroundGarage
NoneParking
$1,825/yrTaxes
$419,900
Underground parkingFrom the listing
Heat, hydro, water includedCovered by the maintenance fee
City viewFrom the listing
Central airCool all summer

About this home

INCOME IN PLACE OR MOVE IN ANYTIME. ALL-INCLUSIVE UTILITIES. FANTASTIC DOWNTOWN OLD TORONTO LOCATION. Hydro, heat, water and AC are all included in $353.72/month. Right across from the historic St. Lawrence Market in the Esplanade neighbourhood, New Times Square is one of Old Toronto's best-kept secrets: an established, well-run building with a balanced mix of owners and tenants. Well-proportioned suites like this are increasingly hard to find. The square layout lets you use every inch of space, with real closets, a proper 4-piece bath with actual counter space, ensuite laundry and bright, sun-filled west-facing light. Head up to the rooftop garden for BBQs and views of the lake and skyline, host friends in the party room on the same floor, and let the 24-hour concierge handle your packages. Cross the street Saturday morning for fresh bread, local produce and flowers after a run or bike ride on the waterfront, then walk to the game, the theatre or any of the restaurants that remind you why you chose this city. Shoppers and grocers are a hop, skip and a jump away, along with charming little eateries and independent businesses in a neighbourhood that blends old with new. With the City's street work now complete, the Esplanade's parks are being revitalized, and St. James Park just up the street offers lovely gardens and music in the park. A short walk to Union Station for the subway, GO, VIA, UP Express and the Billy Bishop shuttle; just minutes to the future Distillery station on the Ontario Line, and minutes from the Gardiner and DVP. Currently tenanted at $2,180/month (incl. internet) until July 27, 2027. Collect rent while you plan, or move in yourself, as the tenant is willing to vacate early if needed. Everything you need at an affordable price, with nothing you don't. Perfect for first-time buyers, students, down-sizers wanting to stay close to excellent hospitals, a long-term hold or a pied-à-terre that beats paying for hotels or someone else's mortgage.

The home

Type
Condo apartment
Style
Apartment
Square footage
0-499 sq ft
Bathrooms
1
Kitchens
1
Rooms
2
Basement
None
Faces
West
Level
4
View
City
Laundry
Ensuite
Approximate age
16-30 years

Ownership & fees

Ownership
Condominium
Maintenance fee
$353.72/mo
Fee includes
Heat, Water, Hydro, Building Insurance, CAC, Common Elements
Complex
MTCC 1384
Property management
First Service Residential: 416-504-8178
Pets
Allowed, with restrictions
Exterior
Brick

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Garage & parking

Garage
Underground
Total parking
None

Taxes & other

Property taxes
$1,825/yr
Tax year
2025
Occupancy
Tenant
Possession
TBD
Cross street
Front Street & St. Lawrence Market (Jarvis)
Neighbourhood
Waterfront Communities

More

Price per sq ft
~$1,680 (at 250 sq ft)
MLS® number
C14180526

The home and its surroundings

  • Carpet Free
  • Public Transit
  • Hospital
  • Library

Included in the maintenance fee

  • Heat
  • Water
  • Hydro
  • Building Insurance
  • CAC
  • Common Elements

Shared in the complex

  • Concierge
  • Exercise Room
  • Party Room/Meeting Room
  • Rooftop Deck/Garden
  • Sauna
  • Community BBQ
Want to know something that isn’t listed?
Estimated monthly cost$2,200per month, all in
  • Mortgage
  • Property tax
  • Maintenance fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax and Toronto municipal land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    109 Front Street, Toronto, ON M5A 4P7

    Waterfront Communities, Toronto · Near Front Street & St. Lawrence Market (Jarvis)

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    Sold history

    Listing history for 109 Front Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 440 - 109 Front Street E

    Answers come straight from this home’s MLS® listing.

    How much is 440 - 109 Front Street E listed for, and what would it cost each month?

    440 - 109 Front Street E is listed for $419,900. With 20% down ($83,980), the mortgage payment would be roughly $1,694 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $2,200 a month, all in. That figure is an illustration, not a quote.

    Is 440 - 109 Front Street E freehold or a condo, and is there a monthly fee?

    440 - 109 Front Street E is a condo apartment in Waterfront Communities, Toronto. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $353.72 a month. The listing says it covers heat, water, hydro, building insurance, cac, common elements. Fees can change, so confirm the current amount in the status certificate.

    Does 440 - 109 Front Street E have a garage and parking?

    Yes. The listing shows the garage as underground. The listing does not include a parking space.

    Does 440 - 109 Front Street E have a finished basement?

    No. The listing shows no basement for this home.

    What style of home is 440 - 109 Front Street E?

    440 - 109 Front Street E is a condo apartment. A condo is a unit you own in a building or complex, with the common areas shared and paid for through a monthly fee.

    How big is 440 - 109 Front Street E?

    The listing puts the home between 0 and 499 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.

    How is 440 - 109 Front Street E heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 440 - 109 Front Street E?

    Property taxes are $1,825 a year (2025), or about $152 a month.

    Are pets allowed at 440 - 109 Front Street E?

    Pets are allowed, with restrictions. A condo corporation can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.

    Where is 440 - 109 Front Street E?

    440 - 109 Front Street E is in the Waterfront Communities community of Toronto. The nearest main intersection is Front Street & St. Lawrence Market (Jarvis). The postal code is M5A 4P7.

    Is 440 - 109 Front Street E still for sale?

    Yes. It is an active listing (MLS® C14180526). Listings here update from the board through the day and come down once a home sells.

    What are similar properties near 440 - 109 Front Street E asking?

    Similar properties for sale nearby right now include 528 - 109 Front Street E at $499,900 (1 bed), N416 - 455 Front Street E at $423,900 (1+1 bed) and S810 - 455 Front Street E at $435,000 (1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 109 Front Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 440 - 109 Front Street E?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.

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