For saleMLS® X14094084

44 Lowell Avenue, St. Catharines, ON L2R 2E1

451 - Downtown, St. Catharines · Near Ontario St to Lowell Ave · View map

$424,900
1657Sq ft
InvestmentType
NoneParking
$3,020/yrTaxes
$424,900
FreeholdNo monthly condo fee
Lot 27 x 97.5 ftThe land comes with the home

About this home

CHARM, SPACE & VERSATILITY IN THIS ST. CATHARINES DUPLEX! Whether you're looking for a smart investment, an owner-occupied opportunity or the perfect multigenerational living arrangement, this charming 2-unit duplex offers plenty of possibilities. The extra-spacious main floor unit is filled with character, featuring beautiful hardwood flooring throughout, 2 generous bedrooms, a 4-piece bathroom, a functional kitchen and a bright, open-concept living and dining area with plenty of room to entertain. Enjoy direct access to the quaint, fully fenced backyard, along with convenient basement access for laundry and storage.The second-floor unit offers a bright and inviting 2-bedroom layout with a practical kitchen and comfortable living space. With estimated monthly rental potential of approximately $1,950 for the main floor and $1,700 for the upper unit, this property offers excellent income potential. Listing agents are happy to assist in securing tenants prior to closing!Outside, enjoy a charming, fully fenced backyard, perfect for relaxing, gardening or entertaining. The seller is also willing to add a single front-yard parking space if desired.Location is another standout feature! Conveniently situated close to schools, parks, public transit, shopping and everyday amenities, with quick access to both the QEW and Highway 406. Just minutes from the vibrant downtown St. Catharines hub, with its fantastic restaurants, shops and entertainment! Notable updates include a new sewer line (2025), roof improvements including a newer portion of the rear roof replaced in 2026 and the remaining 8-10 years old, an owned hot water tank (approx. 5 years), removal of all knob-and-tube wiring, two 100-amp breaker panels & a high-efficiency furnace (approx. 5 years). Live in 1, rent the other, or add a versatile income property to your portfolio! The 2 estimated rents total $3,650/month or $43,800/year in potential gross rental income, which is a nice selling feature for investors.

The home

Type
Investment
Square footage
1657 sq ft
Lot size
27 x 97.5 ft
Approximate age
100+ years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None

Heating & cooling

Heating type
Gas Forced Air Closed

Garage & parking

Total parking
None

Taxes & other

Property taxes
$3,020/yr
Tax year
2025
Occupancy
Vacant
Possession
IMMEDIATE
Cross street
Ontario St to Lowell Ave
Neighbourhood
451 - Downtown

More

MLS® number
X14094084

No features listed yet.

Want to know something that isn’t listed?
Estimated monthly cost$1,966per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

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    44 Lowell Avenue, St. Catharines, ON L2R 2E1

    451 - Downtown, St. Catharines · Near Ontario St to Lowell Ave

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    Sold history

    Listing history for 44 Lowell Avenue

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 44 Lowell Avenue

    Answers come straight from this home’s MLS® listing.

    How much is 44 Lowell Avenue listed for, and what would it cost each month?

    44 Lowell Avenue is listed for $424,900. With 20% down ($84,980), the mortgage payment would be roughly $1,714 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $1,966 a month, all in. That figure is an illustration, not a quote.

    Is 44 Lowell Avenue freehold or a condo, and is there a monthly fee?

    44 Lowell Avenue is a investment in 451 - Downtown, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    Does 44 Lowell Avenue have a garage and parking?

    The listing does not show a garage. The listing does not include a parking space.

    What style of home is 44 Lowell Avenue?

    44 Lowell Avenue is an investment. Commercial property covers retail, office, industrial and investment buildings and businesses for sale or lease.

    How big is 44 Lowell Avenue, and what is the lot size?

    The lot is listed as 27 x 97.5 ft.

    How is 44 Lowell Avenue heated and cooled?

    Heating is gas forced air closed. The listing does not show air conditioning.

    What are the property taxes for 44 Lowell Avenue?

    Property taxes are $3,020 a year (2025), or about $252 a month.

    Where is 44 Lowell Avenue?

    44 Lowell Avenue is in the 451 - Downtown community of St. Catharines. The nearest main intersection is Ontario St to Lowell Ave. The postal code is L2R 2E1.

    Is 44 Lowell Avenue still for sale?

    Yes. It is an active listing (MLS® X14094084). Listings here update from the board through the day and come down once a home sells.

    What are similar properties near 44 Lowell Avenue asking?

    Similar properties for sale nearby right now include 44 Lowell Avenue at $424,900 (4 bed), 300 - 43 CHURCH Street at $409,000 and 35 McGhie Street at $399,000. These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 44 Lowell Avenue sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 44 Lowell Avenue?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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