44 James Street W, Cobourg, ON K9A 2J9
Cobourg · Near James St W & George St · View map
About this home
Character and history fill this red brick home, ideally located moments from Lake Ontario and downtown shops, restaurants, and markets. Offering a family-friendly layout, detached garage, and private backyard, this home blends timeless charm with thoughtful updates. A bright, open foyer welcomes guests and leads into the inviting front living room, featuring a cozy fireplace and charming window nook. The living room flows seamlessly into the spacious family and dining rooms, where a bay window fills the carpet-free space with natural light. The updated kitchen offers ample cabinetry and counter space, stainless steel appliances, a large window overlooking the double undermount sink, and a tin tile-style backsplash. A full bathroom and convenient mudroom with abundant storage complete the main level. Upstairs, three well-appointed bedrooms offer ample closet space, with one bedroom enjoying a walkout to the balcony. An updated, sun-filled bathroom with a separate tub and glass shower enclosure, plus a convenient laundry room, add everyday functionality to the upper level. Outside, the private fenced backyard offers a peaceful retreat, with an elevated deck ideal for al fresco dining and a patio perfect for entertaining or quiet evenings under the stars. Just moments from downtown amenities, Cobourg Beach, and convenient 401 access, this character-filled home offers the perfect place to put down roots in Northumberland County.
The home
- Type
- Detached home
- Style
- 2-Storey
- Square footage
- 2000-2500 sq ft
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 11
- Basement
- Full, Unfinished
- Lot size
- 45 x 84.1 ft
- Faces
- North
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Fireplace
- Yes
Garage & parking
- Garage
- Detached
- Garage spaces
- 1
- Driveway spaces
- 3
- Total parking
- 4
- Parking features
- Private
Taxes & other
- Property taxes
- $4,430/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- TBD
- Cross street
- James St W & George St
- Neighbourhood
- Cobourg
More
- Price per sq ft
- ~$289 (at 2,250 sq ft)
- MLS® number
- X13885024
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The home and its surroundings
- Deck
- Patio
- Porch
- Landscaped
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
44 James Street, Cobourg, ON K9A 2J9
Cobourg · Near James St W & George St
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Listing history for 44 James Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 44 James Street W
Answers come straight from this home’s MLS® listing.
How much is 44 James Street W listed for, and what would it cost each month?
44 James Street W is listed for $650,000. With 20% down ($130,000), the mortgage payment would be roughly $2,622 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,991 a month, all in. That figure is an illustration, not a quote.
Is 44 James Street W freehold or a condo, and is there a monthly fee?
44 James Street W is a detached home in Cobourg. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 44 James Street W have?
44 James Street W has 3 bedrooms and 2 bathrooms. The listing gives the style as 2-storey.
Does 44 James Street W have a garage and parking?
Yes. The listing shows the garage as detached, with room for 1 car. The driveway adds 3 spaces. In total the listing counts 4 parking spaces.
Does 44 James Street W have a finished basement?
The listing describes the basement as full, unfinished.
What style of home is 44 James Street W?
44 James Street W is a detached home. A detached home stands on its own lot with no shared walls.
How big is 44 James Street W, and what is the lot size?
The listing puts the home between 2,000 and 2,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 45 x 84.1 ft.
How is 44 James Street W heated and cooled?
Heating is forced air (gas). The listing does not show air conditioning.
What are the property taxes for 44 James Street W?
Property taxes are $4,430 a year (2026), or about $369 a month.
Where is 44 James Street W?
44 James Street W is in Cobourg. The nearest main intersection is James St W & George St. The postal code is K9A 2J9.
Is 44 James Street W still for sale?
Yes. It is an active listing (MLS® X13885024). Listings here update from the board through the day and come down once a home sells.
What are similar properties near 44 James Street W asking?
Similar properties for sale nearby right now include 108 James Street E at $738,900 (3+1 bed), 659 Spragge Crescent at $629,000 (3+1 bed) and 208 Albert Street at $715,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 44 James Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 44 James Street W?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar properties nearby
More properties for sale near Cobourg, picked by style, size and price.
Detached home$738,900108 James Street E, Cobourg3+1 bed · 2 bath · CobourgCourtesy of: Century 21 United Realty Inc.View home →
Detached home$629,000659 Spragge Crescent, Cobourg3+1 bed · 2 bath · CobourgCourtesy of: Bosley Real Estate LtdView home →
Detached home$715,000208 Albert Street, Cobourg3 bed · 4 bath · CobourgCourtesy of: RE/MAX Rouge River Realty Ltd.View home →Courtesy of: RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.