431 Albert Street, South Huron, ON N0M 1S1
Exeter, South Huron · Near James · View map
About this home
With the best of modern executive living and character that isn't easily replicated today, the Benjamin O'Neil House is a rare offering. Compared to similar executive properties in larger centres, this home presents an exceptional opportunity to enjoy an elevated lifestyle without the premium price tag. Equally impressive are the substantial investments already completed to enhance efficiency and minimize operating costs, including updated electrical and plumbing systems, a heat pump and window replacement and more. Current utilities are approx. $140/month for hydro and $345/ month for natural gas, supporting over 3,000 square ft of finished living space and an outdoor private retreat that takes entertaining to another level. An expansive Wolf high-density deck, outdoor kitchen, hot tub and a 16 x 16 ft pavilion with a stone fireplace create an exceptional four-season outdoor living experience that resembles more of a private resort than a backyard. Inside, this exceptional residence showcases original 8.5 ft front doors, soaring ceilings, intricate plaster medallions, transoms, rich red pine floors and oversized windows. The principal living and dining rooms offer elegant spaces for everyday living, and the redesigned kitchen introduces a fresh, contemporary feel. Upstairs, 3 spacious bedrooms provide comfort and privacy, including the primary suite with its own sitting room. The spa-inspired bathroom blends classic charm with modern indulgence, featuring heated floors, a clawfoot tub and a 7 ft glass shower. A finished lower offers guest accommodations, a bathroom, a recreation room featuring an 85 inch theatre screen, a home office with heated floors and a hidden speakeasy-inspired wine room. Located 40 minutes from London and Stratford, and just 20 minutes to Lake Huron, this home offers a distinctive opportunity to move in and enjoy substantial restoration, modern mechanical upgrades, historic character and exceptional executive amenities at outstanding value.
The home
- Type
- Detached home
- Style
- 2-Storey
- Square footage
- 2000-2500 sq ft
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Rooms
- 17
- Basement
- Full, Partially Finished
- Lot size
- 92.9 x 141.8 ft
- Faces
- West
- Approximate age
- 100+ years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Carbon Monoxide Detectors, Smoke Detector
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- Yes
Garage & parking
- Garage
- Attached
- Garage spaces
- 2
- Driveway spaces
- 3
- Total parking
- 5
- Parking features
- Private
Taxes & other
- Property taxes
- $5,331/yr
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- James
- Neighbourhood
- Exeter
More
- Price per sq ft
- ~$355 (at 2,250 sq ft)
- MLS® number
- X13801168
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The home and its surroundings
- Auto Garage Door Remote
- Bar Fridge
- Generator - Partial
- Guest Accommodations
- In-Law Capability
- Storage
- Sump Pump
- Upgraded Insulation
- Water Heater Owned
- Workbench
- Golf
- Greenbelt/Conservation
- Hospital
- Library
- Park
- Place Of Worship
- Built-In-BBQ
- Deck
- Hot Tub
- Landscaped
- Lighting
- Patio
- Privacy
- Porch
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
431 Albert Street, South Huron, ON N0M 1S1
Exeter, South Huron · Near James
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Listing history for 431 Albert Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 431 Albert Street
Answers come straight from this home’s MLS® listing.
How much is 431 Albert Street listed for, and what would it cost each month?
431 Albert Street is listed for $799,000. With 20% down ($159,800), the mortgage payment would be roughly $3,223 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,667 a month, all in. That figure is an illustration, not a quote.
Is 431 Albert Street freehold or a condo, and is there a monthly fee?
431 Albert Street is a detached home in Exeter, South Huron. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 431 Albert Street have?
431 Albert Street has 3 bedrooms and 3 bathrooms. The listing gives the style as 2-storey.
Does 431 Albert Street have a garage and parking?
Yes. The listing shows the garage as attached, with room for 2 cars. The driveway adds 3 spaces. In total the listing counts 5 parking spaces.
Does 431 Albert Street have a finished basement?
The listing describes the basement as full, partially finished. Finished basement space is usually not counted in the square footage shown.
What style of home is 431 Albert Street?
431 Albert Street is a detached home. A detached home stands on its own lot with no shared walls.
How big is 431 Albert Street, and what is the lot size?
The listing puts the home between 2,000 and 2,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 92.9 x 141.8 ft.
How is 431 Albert Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 431 Albert Street?
Property taxes are $5,331 a year (2025), or about $444 a month.
Where is 431 Albert Street?
431 Albert Street is in the Exeter community of South Huron. The nearest main intersection is James. The postal code is N0M 1S1.
Is 431 Albert Street still for sale?
Yes. It is an active listing (MLS® X13801168). Listings here update from the board through the day and come down once a home sells.
What are similar properties near 431 Albert Street asking?
Similar properties for sale nearby right now include 430 ALBERT Street at $750,000 (3+1 bed), 269 Rivers Boulevard at $799,900 (3 bed) and 40 Greene Street at $799,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 431 Albert Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 431 Albert Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
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Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.