4020 Main Street, Niagara Falls, ON L2G 6B8
223 - Chippawa, Niagara Falls · Near Main and Sophia · View map
About this home
Welcome to this versatile commercial/residential property offering endless possibilities for investors, entrepreneurs or multi-generational families! Currently configured as two residential units, this property presents exciting potential for conversion into a three-unit income property. The main floor features a 1-bedroom residential unit plus an additional space, formerly used as a storefront, offering the opportunity to create a second main-floor residential unit (subject to approvals). The upper level boasts a spacious, well-maintained 3-bedroom apartment with plenty of natural light and comfortable living space.Adding even more value is the impressive 30' x 25' heated garage/workshop at the rear, featuring a radiant gas tube heater, 60 AMP electrical service, 12-foot ceilings and two overhead doors (9' x 9' and 9' wide). An additional 14.6' x 25' storage room provides excellent space for equipment, inventory or extra storage.Situated on a generous lot along a main artery in the heart of Chippawa, this property enjoys a fantastic location just steps from the Welland River (affectionately known as "The Crick"), a nearby boat launch and the charming downtown square. Whether you're looking to live in one unit while generating rental income, expand your investment portfolio, operate a business, or explore the potential for a triplex conversion, this property offers exceptional flexibility and opportunity. A rare chance to own a property with so many possibilities in this sought-after Chippawa location!
The home
- Type
- Duplex
- Style
- 2-Storey
- Square footage
- 2500-3000 sq ft
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 2
- Rooms
- 12
- Basement
- Crawl Space
- Lot size
- 60 x 165 ft
- Faces
- East
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Garage
- Detached
- Garage spaces
- 2
- Driveway spaces
- 4
- Total parking
- 6
- Parking features
- Private Double
Taxes & other
- Property taxes
- $4,105/yr
- Tax year
- 2026
- Occupancy
- Owner+Tenant
- Possession
- 90
- Cross street
- Main and Sophia
- Neighbourhood
- 223 - Chippawa
More
- Price per sq ft
- ~$243 (at 2,750 sq ft)
- MLS® number
- X14168832
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The home and its surroundings
- Auto Garage Door Remote
- In-Law Capability
- In-Law Suite
- Public Transit
- School
- School Bus Route
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
4020 Main Street, Niagara Falls, ON L2G 6B8
223 - Chippawa, Niagara Falls · Near Main and Sophia
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Listing history for 4020 Main Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 4020 Main Street
Answers come straight from this home’s MLS® listing.
How much is 4020 Main Street listed for, and what would it cost each month?
4020 Main Street is listed for $669,000. With 20% down ($133,800), the mortgage payment would be roughly $2,699 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,041 a month, all in. That figure is an illustration, not a quote.
Is 4020 Main Street freehold or a condo, and is there a monthly fee?
4020 Main Street is a duplex in 223 - Chippawa, Niagara Falls. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 4020 Main Street have?
4020 Main Street has 4 bedrooms and 3 bathrooms. The listing gives the style as 2-storey.
Does 4020 Main Street have a garage and parking?
Yes. The listing shows the garage as detached, with room for 2 cars. The driveway adds 4 spaces. In total the listing counts 6 parking spaces.
Does 4020 Main Street have a finished basement?
The listing describes the basement as crawl space.
What style of home is 4020 Main Street?
4020 Main Street is a duplex. A multiplex holds two or more separate units under one roof, often bought to live in one unit and rent the others.
How big is 4020 Main Street, and what is the lot size?
The listing puts the home between 2,500 and 3,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 60 x 165 ft.
How is 4020 Main Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 4020 Main Street?
Property taxes are $4,105 a year (2026), or about $342 a month.
Where is 4020 Main Street?
4020 Main Street is in the 223 - Chippawa community of Niagara Falls. The nearest main intersection is Main and Sophia. The postal code is L2G 6B8.
Is 4020 Main Street still for sale?
Yes. It is an active listing (MLS® X14168832). Listings here update from the board through the day and come down once a home sells.
What are similar properties near 4020 Main Street asking?
Similar properties for sale nearby right now include 4020 Main Street at $669,000, 4602 Ryerson Crescent at $569,000 (4+1 bed) and 4613 Ryerson Crescent at $564,000 (4 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 4020 Main Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 4020 Main Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar properties nearby
More properties for sale near 223 - Chippawa, picked by style, size and price.
Commercial retail$669,0004020 Main Street, Niagara Falls223 - ChippawaCourtesy of: REALTY EXECUTIVES PLUS LTD, BROKERAGEView home →
Duplex$569,0004602 Ryerson Crescent, Niagara Falls4+1 bed · 3 bath · 210 - DowntownCourtesy of: RE/MAX ESCARPMENT REALTY INC.View home →
Duplex$564,0004613 Ryerson Crescent, Niagara Falls4 bed · 2 bath · 210 - DowntownCourtesy of: EXP REALTYView home →Courtesy of: REALTY EXECUTIVES PLUS LTD, BROKERAGE
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.