38 Covert Street, Cobourg, ON K9A 2L6
Cobourg · Near Covert And George St · View map
About this home
38 Covert Street offers a prime investment opportunity in the heart of downtown Cobourg. Long known as the home of the Cat and Fiddle and one of the area's few quintessential British-style pubs, this 3,156 sq. ft. MC-zoned building offers exceptional versatility and redevelopment potential. The main floor features a full commercial kitchen, traditional pub-style dining area, and classic bar, while the upper level includes a prep kitchen, private dining room, office, and flexible space that may suit events, additional dining, or potential residential conversion, subject to approvals. Two washrooms serve the upper level. A large patio enhances seasonal revenue potential. Equipment is negotiable. The MC zoning permits a variety of commercial and mixed-use opportunities, including the potential for upper-level residential units, and the property may qualify for Downtown Cobourg revitalization incentive programs, subject to eligibility. With its established reputation, high-visibility location, flexible zoning, and strong redevelopment potential, this is a rare opportunity in Cobourg's vibrant downtown core.
The home
- Type
- Commercial retail
- Square footage
- 3156 sq ft
- Lot size
- 46 x 146 ft
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
Heating & cooling
- Heating type
- Gas Forced Air Closed
- Air conditioning
- Yes
Garage & parking
- Total parking
- None
Taxes & other
- Property taxes
- $6,696/yr
- Tax year
- 2025
- Occupancy
- Vacant
- Possession
- TBD
- Cross street
- Covert And George St
- Neighbourhood
- Cobourg
More
- MLS® number
- X13880260
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No features listed yet.
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
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Your commute
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Listing history for 38 Covert Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 38 Covert Street
Answers come straight from this home’s MLS® listing.
How much is 38 Covert Street listed for, and what would it cost each month?
38 Covert Street is listed for $889,000. With 20% down ($177,800), the mortgage payment would be roughly $3,586 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $4,144 a month, all in. That figure is an illustration, not a quote.
Is 38 Covert Street freehold or a condo, and is there a monthly fee?
38 Covert Street is a commercial retail in Cobourg. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
Does 38 Covert Street have a garage and parking?
The listing does not show a garage. The listing does not include a parking space.
What style of home is 38 Covert Street?
38 Covert Street is a commercial retail. Commercial property covers retail, office, industrial and investment buildings and businesses for sale or lease.
How big is 38 Covert Street, and what is the lot size?
The lot is listed as 46 x 146 ft.
How is 38 Covert Street heated and cooled?
Heating is gas forced air closed. Cooling is yes.
What are the property taxes for 38 Covert Street?
Property taxes are $6,696 a year (2025), or about $558 a month.
Where is 38 Covert Street?
38 Covert Street is in Cobourg. The nearest main intersection is Covert And George St. The postal code is K9A 2L6.
Is 38 Covert Street still for sale?
Yes. It is an active listing (MLS® X13880260). Listings here update from the board through the day and come down once a home sells.
What are similar properties near 38 Covert Street asking?
Similar properties for sale nearby right now include 455 Campbell Street at $869,000, 833 Brook Road N at $949,000 and 36 King St West King Street W at $799,000. These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 38 Covert Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 38 Covert Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar properties nearby
More properties for sale near Cobourg, picked by style, size and price.
Commercial retail$869,000455 Campbell Street, CobourgCobourgCourtesy of: COLDWELL BANKER - R.M.R. Real EstateView home →
Land$949,000833 Brook Road N, CobourgCobourgCourtesy of: Exp RealtyView home →
Store w apt / office$799,00036 King St West King Street W, CobourgCobourgCourtesy of: Royal Service Real Estate Inc.View home →Courtesy of: COLDWELL BANKER - R.M.R Real Estate
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.