For saleMLS® X14181232

316 - 130 Water Street, Gananoque, ON K7G 0A8

05 - Gananoque, Gananoque · Near WATER STREET AND MARKET STREET · View map

$489,900
2Beds
2Baths
1400–1599Sq ft
Condo apartmentType
$600/moMaint. fee
Underground · 1 spaceGarage
1 totalParking
$6,285/yrTaxes
$489,900
Main-floor primary bedroomEveryday living on one level
Underground parking1 parking space in total
River viewFrom the listing
Central airCool all summer
FireplaceCozy winters

About this home

Are you ready for maintenance free living, or an Investor looking for a fabulous year round rental? Look no further! This spacious 1400+ square foot 2 bedroom / 2 full bath is located on the shores of the St. Lawrence River in the heart of the Thousand Islands. Equipped with a front & back patio with river views on both sides, as well as from your living/dining room. Carpet free throughout, with plenty of storage. 2nd bedroom can be used as a den/office. This building boasts secured entrances, 2 elevators, heated underground parking, and communal library section on each floor. A hop away from the Municipal Marina where you can dock your vessel seasonally. Launch your kayak steps from the front door, and enjoy summer concerts in Joel Stone park every weekend in the summer months. If you're an avid cyclist, the 1000 Island Parkway is just a short ride from the condo. This is the perfect place to live if you enjoy River life, mixed with an abundance of great restaurants, theatre, shopping, and much more. Vacant possession available by February 1, 2027

The home

Type
Condo apartment
Style
1 Storey/Apt
Square footage
1400-1599 sq ft
Bedrooms
2
Bathrooms
2
Kitchens
1
Rooms
7
Basement
None
Faces
East
Level
3
Balcony
Open
View
River
Laundry
Ensuite
Approximate age
6-10 years

Ownership & fees

Ownership
Condominium
Maintenance fee
$600.44/mo
Fee includes
Common Elements, Building Insurance
Complex
ISLAND HARBOUR CLUB CONDOMINIUMS
Property management
BENDALE PROPERTY MANAGEMENT
Pets
Allowed, with restrictions
Security
Carbon Monoxide Detectors, Smoke Detector, Security System
Exterior
Concrete, Hardboard

Heating & cooling

Heating type
Radiant
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Garage
Underground
Garage spaces
1
Total parking
1
Parking features
Underground

Taxes & other

Property taxes
$6,285/yr
Tax year
2026
Occupancy
Tenant
Possession
60 days
Cross street
WATER STREET AND MARKET STREET
Neighbourhood
05 - Gananoque

More

Price per sq ft
~$327 (at 1,500 sq ft)
MLS® number
X14181232

The home and its surroundings

  • Air Exchanger
  • Auto Garage Door Remote
  • Carpet Free
  • Primary Bedroom - Main Floor
  • Water Heater Owned
  • On Demand Water Heater
  • Beach
  • Golf
  • Marina
  • Park
  • Place Of Worship
  • School
  • Patio

Included in the maintenance fee

  • Common Elements
  • Building Insurance

Shared in the complex

  • Elevator
  • BBQs Allowed
Want to know something that isn’t listed?
Estimated monthly cost$3,100per month, all in
  • Mortgage
  • Property tax
  • Maintenance fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

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    130 Water Street, Gananoque, ON K7G 0A8

    05 - Gananoque, Gananoque · Near WATER STREET AND MARKET STREET

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    Sold history

    Listing history for 130 Water Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 316 - 130 Water Street

    Answers come straight from this home’s MLS® listing.

    How much is 316 - 130 Water Street listed for, and what would it cost each month?

    316 - 130 Water Street is listed for $489,900. With 20% down ($97,980), the mortgage payment would be roughly $1,976 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $3,100 a month, all in. That figure is an illustration, not a quote.

    Is 316 - 130 Water Street freehold or a condo, and is there a monthly fee?

    316 - 130 Water Street is a condo apartment in 05 - Gananoque, Gananoque. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $600.44 a month. The listing says it covers common elements, building insurance. Fees can change, so confirm the current amount in the status certificate.

    How many bedrooms and bathrooms does 316 - 130 Water Street have?

    316 - 130 Water Street has 2 bedrooms and 2 bathrooms. The listing gives the style as 1 storey/apt.

    Does 316 - 130 Water Street have a garage and parking?

    Yes. The listing shows the garage as underground, with room for 1 car. In total the listing counts 1 parking space.

    Does 316 - 130 Water Street have a finished basement?

    No. The listing shows no basement for this home.

    What style of home is 316 - 130 Water Street?

    316 - 130 Water Street is a condo apartment. A condo is a unit you own in a building or complex, with the common areas shared and paid for through a monthly fee.

    How big is 316 - 130 Water Street?

    The listing puts the home between 1,400 and 1,599 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.

    How is 316 - 130 Water Street heated and cooled?

    Heating is radiant. Cooling is central air.

    What are the property taxes for 316 - 130 Water Street?

    Property taxes are $6,285 a year (2026), or about $524 a month.

    Are pets allowed at 316 - 130 Water Street?

    Pets are allowed, with restrictions. A condo corporation can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.

    Where is 316 - 130 Water Street?

    316 - 130 Water Street is in the 05 - Gananoque community of Gananoque. The nearest main intersection is WATER STREET AND MARKET STREET. The postal code is K7G 0A8.

    Is 316 - 130 Water Street still for sale?

    Yes. It is an active listing (MLS® X14181232). Listings here update from the board through the day and come down once a home sells.

    What are similar properties near 316 - 130 Water Street asking?

    Similar properties for sale nearby right now include 406 - 130 Water Street at $555,000 (2 bed), 312 - 130 Water Street at $558,900 (2 bed) and 409 - 130 Water Street at $559,500 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 130 Water Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 316 - 130 Water Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.

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