For saleMLS® X13062008

312 - 321 Spruce Street, Waterloo, ON N2L 0G4

Waterloo · Near Columbia And King St N · View map

$235,000
1+1Beds
1Baths
500–599Sq ft
Condo apartmentType
$705/moMaint. fee
NoneParking
$3,414/yrTaxes
$235,000
Heat includedCovered by the maintenance fee
Central airCool all summer

About this home

Excellent Investment Opportunity. 1+1 Corner Condo Unit Located In The Center Of University Town In Waterloo. Steps Away from Wilfred Laurier University, University Of Waterloo And Conestoga College. The unit features a well-designed layout, quartz countertops, premium laminate flooring throughout, in-suite laundry, and comes with furniture (sold as-is). The bright den includes two windows and can serve as a second bedroom. A weekly cleaning service costing $126.72 per month makes the unit easier to rent out and generates higher rental returns. The building offers excellent amenities, including a gym, shuttle service, keyless entry system, guest suites, a rooftop terrace, and more. The current tenant will move out on May 31, 2026. The seller is highly motivated - don't miss out on this prime opportunity!

The home

Type
Condo apartment
Style
Apartment
Square footage
500-599 sq ft
Bedrooms
1
Basement bedrooms
1
Bathrooms
1
Kitchens
1
Rooms
5
Basement
None
Faces
West
Level
3
Laundry
In-Suite Laundry

Ownership & fees

Ownership
Condominium
Maintenance fee
$704.83/mo
Fee includes
CAC, Common Elements, Condo Taxes, Heat, Building Insurance
Complex
WSCC 646
Property management
Self-managed by Condo Board
Pets
Allowed, with restrictions
Exterior
Concrete

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Garage & parking

Total parking
None

Taxes & other

Property taxes
$3,414/yr
Tax year
2025
Occupancy
Vacant
Possession
Immediate
Cross street
Columbia And King St N

More

Price per sq ft
~$427 (at 550 sq ft)
MLS® number
X13062008

The home and its surroundings

  • Carpet Free

Included in the maintenance fee

  • CAC
  • Common Elements
  • Condo Taxes
  • Heat
  • Building Insurance
Want to know something that isn’t listed?
Estimated monthly cost$1,937per month, all in
  • Mortgage
  • Property tax
  • Maintenance fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

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    321 Spruce Street, Waterloo, ON N2L 0G4

    Waterloo · Near Columbia And King St N

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    Sold history

    Listing history for 321 Spruce Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 312 - 321 Spruce Street

    Answers come straight from this home’s MLS® listing.

    How much is 312 - 321 Spruce Street listed for, and what would it cost each month?

    312 - 321 Spruce Street is listed for $235,000. With 20% down ($47,000), the mortgage payment would be roughly $948 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $1,937 a month, all in. That figure is an illustration, not a quote.

    Is 312 - 321 Spruce Street freehold or a condo, and is there a monthly fee?

    312 - 321 Spruce Street is a condo apartment in Waterloo. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $704.83 a month. The listing says it covers cac, common elements, condo taxes, heat, building insurance. Fees can change, so confirm the current amount in the status certificate.

    How many bedrooms and bathrooms does 312 - 321 Spruce Street have?

    312 - 321 Spruce Street has 1 bedroom, plus 1 more bedroom in the basement, and 1 bathroom.

    Does 312 - 321 Spruce Street have a garage and parking?

    The listing does not show a garage. The listing does not include a parking space.

    Does 312 - 321 Spruce Street have a finished basement?

    No. The listing shows no basement for this home.

    What style of home is 312 - 321 Spruce Street?

    312 - 321 Spruce Street is a condo apartment. A condo is a unit you own in a building or complex, with the common areas shared and paid for through a monthly fee.

    How big is 312 - 321 Spruce Street?

    The listing puts the home between 500 and 599 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.

    How is 312 - 321 Spruce Street heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 312 - 321 Spruce Street?

    Property taxes are $3,414 a year (2025), or about $284 a month.

    Are pets allowed at 312 - 321 Spruce Street?

    Pets are allowed, with restrictions. A condo corporation can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.

    Where is 312 - 321 Spruce Street?

    312 - 321 Spruce Street is in Waterloo. The nearest main intersection is Columbia And King St N. The postal code is N2L 0G4.

    Is 312 - 321 Spruce Street still for sale?

    Yes. It is an active listing (MLS® X13062008). Listings here update from the board through the day and come down once a home sells.

    What are similar properties near 312 - 321 Spruce Street asking?

    Similar properties for sale nearby right now include 501 - 321 Spruce Street at $274,900 (1+1 bed), 311 - 250 Albert Street at $249,000 (1 bed) and 101 - 1414 E King Street E at $269,900 (1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 321 Spruce Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 312 - 321 Spruce Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.

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