For saleMLS® X13746404

31 King Street, St. Catharines, ON L2R 3H1

451 - Downtown, St. Catharines · Near Queens St / King St · View map

$2,990,000
5998Sq ft
Commercial retailType
NoneParking
$33,562/yrTaxes
$2,990,000
FreeholdNo monthly condo fee
Lot 87.5 x 120.3 ftThe land comes with the home

About this home

31 King Street offers an opportunity to acquire a vacant, freestanding former BMO bank in the heart of DowntownSt. Catharines. The asset offers a versatile three-part configuration, including a 5,057-square-foot main floor with a vault, a 941-square-foot mezzanine, and a 5,000-square-foot, elevator-connected finished basement. High ceilings, expansive display windows, and semi-renovated interiors support a wide range of conversion possibilities, from medical and boutique offices to retail with storage, showrooms, or broader adaptive reuse concepts. On-site parking, exceptional visibility at a signalized intersection, and immediate transit access strengthen long-term value. This is an opportunity to reposition a signature downtown building into a modern, high-performing commercial asset. 31 King Street's location enhances its versatility, supported by robust infrastructure, transportation access, and anactive urban setting. Situated within walking distance of the GO Train station, the property serves a growing demographic as younger families continue moving into the area. Its position is near the Niagara Region, and close access to Highway 406 and the QEW strengthens regional connectivity. The area is enriched by cafés, breweries, boutiques, and service-oriented retailers that fuel strong foot traffic. With more than 180,000 residents living within a 10-kilometre radius and annual consumer spending exceeding CA$6 billion, this corridor stands at the heart of a powerful and diverse market. Downtown St. Catharines continues to evolve into a vibrant, mixed-use district, and 31 King Street stands at the heart of that momentum. The surrounding neighborhood features major office users, including Accenture, Grant Thornton, Bell, WSP, City Hall, and a collection of boutique professional firms, which creates a steady daytime population. 31 King Street offers investors the chance to shape a flexible, future-forward commercial destination within a a thriving downtown area.

The home

Type
Commercial retail
Square footage
5998 sq ft
Lot size
87.5 x 120.3 ft

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Yes

Heating & cooling

Heating type
Gas Forced Air Open
Air conditioning
Yes

Garage & parking

Total parking
None

Taxes & other

Property taxes
$33,562/yr
Tax year
2025
Occupancy
Vacant
Possession
TBD
Cross street
Queens St / King St
Neighbourhood
451 - Downtown

More

MLS® number
X13746404

No features listed yet.

Want to know something that isn’t listed?
Estimated monthly cost$14,858per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
    Open the calculators
    Loading map…

    31 King Street, St. Catharines, ON L2R 3H1

    451 - Downtown, St. Catharines · Near Queens St / King St

    Get directionsWhat’s nearby

    Schools nearby

    Open this tab to load nearby schools.

    Your commute

    Enter where you go every day to see real drive times:

    Sold history

    Listing history for 31 King Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 31 King Street

    Answers come straight from this home’s MLS® listing.

    How much is 31 King Street listed for, and what would it cost each month?

    31 King Street is listed for $2,990,000. With 20% down ($598,000), the mortgage payment would be roughly $12,061 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $14,858 a month, all in. That figure is an illustration, not a quote.

    Is 31 King Street freehold or a condo, and is there a monthly fee?

    31 King Street is a commercial retail in 451 - Downtown, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    Does 31 King Street have a garage and parking?

    The listing does not show a garage. The listing does not include a parking space.

    What style of home is 31 King Street?

    31 King Street is a commercial retail. Commercial property covers retail, office, industrial and investment buildings and businesses for sale or lease.

    How big is 31 King Street, and what is the lot size?

    The lot is listed as 87.5 x 120.3 ft.

    How is 31 King Street heated and cooled?

    Heating is gas forced air open. Cooling is yes.

    What are the property taxes for 31 King Street?

    Property taxes are $33,562 a year (2025), or about $2,797 a month.

    Where is 31 King Street?

    31 King Street is in the 451 - Downtown community of St. Catharines. The nearest main intersection is Queens St / King St. The postal code is L2R 3H1.

    Is 31 King Street still for sale?

    Yes. It is an active listing (MLS® X13746404). Listings here update from the board through the day and come down once a home sells.

    What are similar properties near 31 King Street asking?

    Similar properties for sale nearby right now include 469 St. Paul Street at $3,400,000, 106 Lakeport Road at $2,995,000 and 125 Hartzel Road at $2,999,888. These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 31 King Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 31 King Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

    Call Text Explore Home value

    Have questions?

    Call or text today — we're here to help.

    647-931-3923
    CallText