For saleMLS® X14170418

218 - 145 Third Street, Cobourg, ON K9A 5X1

Cobourg · Near Third St & The Esplanade · View map

$589,900
2Beds
2Baths
1000–1199Sq ft
Condo apartmentType
$1,068/moMaint. fee
Underground · 1 spaceGarage
1 totalParking
$5,760/yrTaxes
$589,900
Main-floor primary bedroomEveryday living on one level
Underground parking1 parking space in total
Water includedCovered by the maintenance fee
Water viewFrom the listing
Central airCool all summer

About this home

Enjoy the best of lakeside living in this beautifully situated 2-bedroom, 2-bathroom condo, just steps from Cobourg Beach and Marina. Offering picturesque water views and the ease of one-level living, this low-maintenance home is ideal for those seeking a relaxed lifestyle without compromising location or comfort. The bright, open-concept principal living space features a carpet-free layout, with a well-appointed living room highlighted by expansive windows and a walkout to the private balcony, the perfect place to enjoy the lake views. The adjoining dining area features a decorative ceiling medallion, creating an inviting space for everyday living and entertaining. The thoughtfully designed kitchen features stainless steel appliances, ceiling-height cabinetry and a breakfast bar with pendant lighting. The spacious primary bedroom offers a large window, dual closets and a private ensuite bathroom. A sun-filled second bedroom, additional bathroom and convenient in-suite laundry complete this well-designed layout. Enjoy an exceptional walkable lifestyle with Cobourg's vibrant downtown just steps away, offering boutique shops, local markets, cafés and restaurants, while Northumberland Hills Hospital is moments away. With the beach and marina at your doorstep and convenient access to Highway 401, this is an outstanding opportunity to enjoy carefree lakeside living in one of Cobourg's most desirable locations.

The home

Type
Condo apartment
Style
3-Storey
Square footage
1000-1199 sq ft
Bedrooms
2
Bathrooms
2
Kitchens
1
Rooms
7
Basement
None
Faces
South
Level
2
Balcony
Open
View
Marina, Water, Lake
Laundry
Ensuite
Approximate age
16-30 years

Ownership & fees

Ownership
Condominium
Maintenance fee
$1,067.99/mo
Fee includes
Common Elements, Building Insurance, Cable TV, Water, CAC
Complex
Harbourwalk
Property management
Bendale Property Management
Pets
Allowed, with restrictions
Locker
Owned
Exterior
Brick, Vinyl Siding

Heating & cooling

Heating fuel
Electric
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Garage & parking

Garage
Underground
Garage spaces
1
Total parking
1
Parking features
Underground

Taxes & other

Property taxes
$5,760/yr
Tax year
2026
Occupancy
Vacant
Possession
TBD
Cross street
Third St & The Esplanade
Neighbourhood
Cobourg

More

Price per sq ft
~$536 (at 1,100 sq ft)
MLS® number
X14170418

The home and its surroundings

  • Primary Bedroom - Main Floor
  • Beach
  • Lake/Pond
  • Marina
  • Landscaped
  • Recreational Area
  • Year Round Living

Included in the maintenance fee

  • Common Elements
  • Building Insurance
  • Cable TV
  • Water
  • CAC

Shared in the complex

  • Party Room/Meeting Room
Want to know something that isn’t listed?
Estimated monthly cost$3,928per month, all in
  • Mortgage
  • Property tax
  • Maintenance fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
    Open the calculators
    Loading map…

    145 Third Street, Cobourg, ON K9A 5X1

    Cobourg · Near Third St & The Esplanade

    Get directionsWhat’s nearby

    Schools nearby

    Open this tab to load nearby schools.

    Your commute

    Enter where you go every day to see real drive times:

    Sold history

    Listing history for 145 Third Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 218 - 145 Third Street

    Answers come straight from this home’s MLS® listing.

    How much is 218 - 145 Third Street listed for, and what would it cost each month?

    218 - 145 Third Street is listed for $589,900. With 20% down ($117,980), the mortgage payment would be roughly $2,379 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $3,928 a month, all in. That figure is an illustration, not a quote.

    Is 218 - 145 Third Street freehold or a condo, and is there a monthly fee?

    218 - 145 Third Street is a condo apartment in Cobourg. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $1,067.99 a month. The listing says it covers common elements, building insurance, cable tv, water, cac. Fees can change, so confirm the current amount in the status certificate.

    How many bedrooms and bathrooms does 218 - 145 Third Street have?

    218 - 145 Third Street has 2 bedrooms and 2 bathrooms. The listing gives the style as 3-storey.

    Does 218 - 145 Third Street have a garage and parking?

    Yes. The listing shows the garage as underground, with room for 1 car. In total the listing counts 1 parking space.

    Does 218 - 145 Third Street have a finished basement?

    No. The listing shows no basement for this home.

    What style of home is 218 - 145 Third Street?

    218 - 145 Third Street is a condo apartment. A condo is a unit you own in a building or complex, with the common areas shared and paid for through a monthly fee.

    How big is 218 - 145 Third Street?

    The listing puts the home between 1,000 and 1,199 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.

    How is 218 - 145 Third Street heated and cooled?

    Heating is forced air (electric). Cooling is central air.

    What are the property taxes for 218 - 145 Third Street?

    Property taxes are $5,760 a year (2026), or about $480 a month.

    Are pets allowed at 218 - 145 Third Street?

    Pets are allowed, with restrictions. A condo corporation can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.

    Where is 218 - 145 Third Street?

    218 - 145 Third Street is in Cobourg. The nearest main intersection is Third St & The Esplanade. The postal code is K9A 5X1.

    Is 218 - 145 Third Street still for sale?

    Yes. It is an active listing (MLS® X14170418). Listings here update from the board through the day and come down once a home sells.

    What are similar properties near 218 - 145 Third Street asking?

    Similar properties for sale nearby right now include 215 - 145 Third Street at $489,900 (2 bed), 216 - 145 Third Street at $845,000 (2 bed) and 212 - 145 Third Street at $479,000 (1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 145 Third Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 218 - 145 Third Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.

    Call Text Explore Home value

    Have questions?

    Call or text today — we're here to help.

    647-931-3923
    CallText