For saleMLS® X14092196

19 James Street, Waterloo, ON N2J 2S8

Waterloo · Near James Street and King Street · View map

$1,249,900
11Beds
4Baths
2500–3000Sq ft
TriplexType
6 totalParking
Partially FinishedBasement
$6,674/yrTaxes
$1,249,900
FreeholdNo monthly condo fee
Parking for 6Comes with the home
Lot 60 x 108 ftThe land comes with the home

About this home

$91,000+ Gross Annual Income Available Here! Rare University District Triplex with Strong Income and Future Upside! Opportunities like this are increasingly difficult to find in Waterloo's highly sought-after rental market. Located on a cul-de-sac that is about a one minute walk to Wilfrid Laurier University's Science Building and a quick e-scooter ride to University of Waterloo, this Money Maker is also in close proximity to all amenities that make Waterloo great (Uptown Waterloo with its boutiques and bars). This City approved, rental licensed building offers investors an exceptional combination of location, income, and long-term potential. The property features three self-contained units with a desirable mix of two 3-bedroom units and one 5-bedroom unit, for a total of 11 bedrooms. Combining the charm and character of a century home with a purpose built addition, this property features spacious layouts, generous bedroom sizes, in-suite laundry, and ample on-site parking for up to six vehicles - note both the independent driveway as well as surface parking. With strong Day One cash flow, future turnover may offer investors opportunities to further optimize rents and improve returns. Separate hydro and gas meters create additional expense-management possibilities. At the property, look up and note the institutional-quality developments across the street and at the corner. The property's RMU-30 zoning while being surrounded by undeveloped homes may also merit future consideration for redevelopment or intensification. I have owned property on this street - and you should too. Whether you're an experienced investor looking to expand your portfolio, a first-time multi-residential buyer seeking a foothold in Waterloo's resilient rental market, or a parent investor planning ahead for university housing needs (send your kid to school and make money), 19 James Street presents a compelling opportunity in one of the City's most desirable locations.

The home

Type
Triplex
Style
Other
Square footage
2500-3000 sq ft
Bedrooms
11
Bathrooms
4
Kitchens
3
Rooms
19
Basement
Partially Finished
Lot size
60 x 108 ft
Faces
South
Approximate age
31-50 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick, Vinyl Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Fireplace
No

Garage & parking

Driveway spaces
3
Total parking
6
Parking features
Private Double

Taxes & other

Property taxes
$6,674/yr
Tax year
2026
Occupancy
Tenant
Possession
Flexible
Cross street
James Street and King Street

More

Price per sq ft
~$455 (at 2,750 sq ft)
MLS® number
X14092196

The home and its surroundings

  • Separate Hydro Meter
  • Separate Heating Controls
Want to know something that isn’t listed?
Estimated monthly cost$5,598per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
    Open the calculators
    Loading map…

    19 James Street, Waterloo, ON N2J 2S8

    Waterloo · Near James Street and King Street

    Get directionsWhat’s nearby

    Schools nearby

    Open this tab to load nearby schools.

    Your commute

    Enter where you go every day to see real drive times:

    Sold history

    Listing history for 19 James Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 19 James Street

    Answers come straight from this home’s MLS® listing.

    How much is 19 James Street listed for, and what would it cost each month?

    19 James Street is listed for $1,249,900. With 20% down ($249,980), the mortgage payment would be roughly $5,042 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $5,598 a month, all in. That figure is an illustration, not a quote.

    Is 19 James Street freehold or a condo, and is there a monthly fee?

    19 James Street is a triplex in Waterloo. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 19 James Street have?

    19 James Street has 11 bedrooms and 4 bathrooms. The listing gives the style as other.

    Does 19 James Street have a garage and parking?

    The listing does not show a garage. The driveway adds 3 spaces. In total the listing counts 6 parking spaces.

    Does 19 James Street have a finished basement?

    The listing describes the basement as partially finished. Finished basement space is usually not counted in the square footage shown.

    What style of home is 19 James Street?

    19 James Street is a triplex. A multiplex holds two or more separate units under one roof, often bought to live in one unit and rent the others.

    How big is 19 James Street, and what is the lot size?

    The listing puts the home between 2,500 and 3,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 60 x 108 ft.

    How is 19 James Street heated and cooled?

    Heating is forced air (gas). The listing does not show air conditioning.

    What are the property taxes for 19 James Street?

    Property taxes are $6,674 a year (2026), or about $556 a month.

    Where is 19 James Street?

    19 James Street is in Waterloo. The nearest main intersection is James Street and King Street. The postal code is N2J 2S8.

    Is 19 James Street still for sale?

    Yes. It is an active listing (MLS® X14092196). Listings here update from the board through the day and come down once a home sells.

    What are similar properties near 19 James Street asking?

    Similar properties for sale nearby right now include 367 Holly Street N at $1,099,000 (14 bed), 23 Fir Street at $1,310,000 (5+5 bed) and 264 Hazel Street at $1,296,000 (4+4 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 19 James Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 19 James Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

    Call Text Explore Home value

    Have questions?

    Call or text today — we're here to help.

    647-931-3923
    CallText