172 1/2 Niagara Street, St. Catharines, ON L2R 4L9
450 - E. Chester, St. Catharines · Near Manning and Niagara · View map
About this home
Fully occupied LEGAL TRIPLEX generating $4,700/month in rental income! Upgraded with permits and engineered drawings, with work inspected by the City, this turnkey investment offers 3 self-contained units, each with its own laundry facilities and parking. The property features a charming main floor 1-bedroom unit, a bright lower level bachelor with a walkout, and a spacious 4-bedroom unit with a flexible layout. Improvements include updated plumbing and electrical, fire-rated construction, interconnected smoke alarms and an owned hot water tank. All 3 units are occupied by A+ tenants. Current rents total $56,400 annually and include heat, hydro and water. Conveniently located on a bus route with easy QEW access.
The home
- Type
- Triplex
- Style
- 2-Storey
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 5
- Bathrooms
- 3
- Kitchens
- 3
- Rooms
- 9
- Basement
- Finished with Walk-Out, Separate Entrance
- Lot size
- 37 x 88 ft
- Faces
- East
- Approximate age
- 51-99 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Stucco (Plaster)
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Driveway spaces
- 4
- Total parking
- 4
- Parking features
- Available
Taxes & other
- Property taxes
- $3,500/yr
- Tax year
- 2026
- Occupancy
- Tenant
- Possession
- Flexible
- Cross street
- Manning and Niagara
- Neighbourhood
- 450 - E. Chester
More
- Price per sq ft
- ~$460 (at 1,300 sq ft)
- MLS® number
- X14175226
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The home and its surroundings
- In-Law Suite
- Storage
- Water Heater Owned
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
172 1/2 Niagara Street, St. Catharines, ON L2R 4L9
450 - E. Chester, St. Catharines · Near Manning and Niagara
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Listing history for 172 1/2 Niagara Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 172 1/2 Niagara Street
Answers come straight from this home’s MLS® listing.
How much is 172 1/2 Niagara Street listed for, and what would it cost each month?
172 1/2 Niagara Street is listed for $598,500. With 20% down ($119,700), the mortgage payment would be roughly $2,414 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,706 a month, all in. That figure is an illustration, not a quote.
Is 172 1/2 Niagara Street freehold or a condo, and is there a monthly fee?
172 1/2 Niagara Street is a triplex in 450 - E. Chester, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 172 1/2 Niagara Street have?
172 1/2 Niagara Street has 5 bedrooms and 3 bathrooms. The listing gives the style as 2-storey.
Does 172 1/2 Niagara Street have a garage and parking?
The listing does not show a garage. The driveway adds 4 spaces. In total the listing counts 4 parking spaces.
Does 172 1/2 Niagara Street have a finished basement?
The listing describes the basement as finished with walk-out, separate entrance. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 172 1/2 Niagara Street?
172 1/2 Niagara Street is a triplex. A multiplex holds two or more separate units under one roof, often bought to live in one unit and rent the others.
How big is 172 1/2 Niagara Street, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 37 x 88 ft.
How is 172 1/2 Niagara Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 172 1/2 Niagara Street?
Property taxes are $3,500 a year (2026), or about $292 a month.
Where is 172 1/2 Niagara Street?
172 1/2 Niagara Street is in the 450 - E. Chester community of St. Catharines. The nearest main intersection is Manning and Niagara. The postal code is L2R 4L9.
Is 172 1/2 Niagara Street still for sale?
Yes. It is an active listing (MLS® X14175226). Listings here update from the board through the day and come down once a home sells.
What are similar properties near 172 1/2 Niagara Street asking?
Similar properties for sale nearby right now include 108 Queenston Street at $599,900 (6+2 bed), 17 MANNING Street at $428,888 (4+2 bed) and 148 Geneva Street at $699,000 (5 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 172 1/2 Niagara Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 172 1/2 Niagara Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar properties nearby
More properties for sale near 450 - E. Chester, picked by style, size and price.
Multiplex$599,900108 Queenston Street, St. Catharines6+2 bed · 4 bath · 450 - E. ChesterCourtesy of: RE/MAX ABOUTOWNE REALTY CORP.View home →
Duplex$428,88817 MANNING Street, St. Catharines4+2 bed · 3 bath · 450 - E. ChesterCourtesy of: HOMELIFE SUPERSTARS REAL ESTATE LIMITEDView home →
Duplex$699,000148 Geneva Street, St. Catharines5 bed · 4 bath · 451 - DowntownCourtesy of: ROYAL LEPAGE NRC REALTYView home →Courtesy of: RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.