For saleMLS® X13791976

13 Church Street, Stirling-Rawdon, ON K0K 3E0

Stirling Ward, Stirling-Rawdon · Near Church St / Hwy 14 (North St) · View map

$799,900
7Beds
4Baths
3500–5000Sq ft
FourplexType
Detached · 2 spacesGarage
10 totalParking
Full, Unfinished, Separate EntranceBasement
$5,995/yrTaxes
$799,900
Separate entranceRoom for an in-law or income suite
FreeholdNo monthly condo fee
Detached garage10 parking spaces in total
Lot 66 x 165 ftThe land comes with the home

About this home

A standout 4-plex opportunity for investors, multi-generational buyers, or those looking to live in one unit while building equity through the others. This handsome red-brick building has been carefully maintained and continually improved by an owner who has tackled project after project. The four units include three 2-bedrooms and one 1-bedroom, with significant improvements completed throughout the building, including two recent top-to-bottom renovations. Importantly, the improvements go well beyond cosmetic updates, with mechanical systems and major components also upgraded along the way. The result is a property that looks the part today. Unit A is currently owner occupied and retains the building's original charm with tall ceilings and classic mouldings, plus a full-height basement, multi-tier deck, and outdoor kitchen. Keep it as your home and let the other three units help carry the expenses, or set a new rent when it becomes vacant. For the investor, each unit has its own exterior entrance and is separately metered for heat and hydro. Newer furnaces and vinyl windows help keep operating costs manageable, while the basement can be separated from Unit A and accessed from outside for easy maintenance. The 28' x 20' detached garage with 60-amp hydro offers another avenue to grow the income. Large enough to divide into multiple secure storage spaces, it could generate additional rental income by offering dedicated storage to tenants or renting spaces separately. Ample parking and a newly paved driveway complete the package. The location is a strong draw for tenants, with downtown Stirling, parks, the Community Centre, grocery, laundromat, and everyday amenities all within walking distance. For commuters, the 401 is approximately 15 minutes away with easy access to Trenton and Belleville, while Highway 7 is also 15 minutes away.

The home

Type
Fourplex
Style
2-Storey
Square footage
3500-5000 sq ft
Bedrooms
7
Bathrooms
4
Kitchens
4
Rooms
22
Basement
Full, Unfinished, Separate Entrance
Lot size
66 x 165 ft
Faces
South
Approximate age
100+ years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick

Heating & cooling

Heating fuel
Electric
Heating type
Forced Air
Air conditioning
Window Unit(s)
Fireplace
No

Garage & parking

Garage
Detached
Garage spaces
2
Driveway spaces
8
Total parking
10
Parking features
Reserved/Assigned, Private

Taxes & other

Property taxes
$5,995/yr
Tax year
2026
Occupancy
Owner+Tenant
Possession
Flexible
Cross street
Church St / Hwy 14 (North St)
Neighbourhood
Stirling Ward

More

Price per sq ft
~$188 (at 4,250 sq ft)
MLS® number
X13791976

The home and its surroundings

  • Separate Heating Controls
  • Separate Hydro Meter
  • Golf
  • Library
  • Place Of Worship
  • School
  • Deck
  • Landscaped
  • Porch
Want to know something that isn’t listed?
Estimated monthly cost$3,726per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

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    13 Church Street, Stirling-Rawdon, ON K0K 3E0

    Stirling Ward, Stirling-Rawdon · Near Church St / Hwy 14 (North St)

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    Sold history

    Listing history for 13 Church Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

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    Questions & answers

    Frequently asked questions about 13 Church Street

    Answers come straight from this home’s MLS® listing.

    How much is 13 Church Street listed for, and what would it cost each month?

    13 Church Street is listed for $799,900. With 20% down ($159,980), the mortgage payment would be roughly $3,227 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,726 a month, all in. That figure is an illustration, not a quote.

    Is 13 Church Street freehold or a condo, and is there a monthly fee?

    13 Church Street is a fourplex in Stirling Ward, Stirling-Rawdon. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 13 Church Street have?

    13 Church Street has 7 bedrooms and 4 bathrooms. The listing gives the style as 2-storey.

    Does 13 Church Street have a garage and parking?

    Yes. The listing shows the garage as detached, with room for 2 cars. The driveway adds 8 spaces. In total the listing counts 10 parking spaces.

    Does 13 Church Street have a finished basement?

    The listing describes the basement as full, unfinished, separate entrance. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.

    What style of home is 13 Church Street?

    13 Church Street is a fourplex. A multiplex holds two or more separate units under one roof, often bought to live in one unit and rent the others.

    How big is 13 Church Street, and what is the lot size?

    The listing puts the home between 3,500 and 5,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 66 x 165 ft.

    How is 13 Church Street heated and cooled?

    Heating is forced air (electric). Cooling is window unit(s).

    What are the property taxes for 13 Church Street?

    Property taxes are $5,995 a year (2026), or about $500 a month.

    Where is 13 Church Street?

    13 Church Street is in the Stirling Ward community of Stirling-Rawdon. The nearest main intersection is Church St / Hwy 14 (North St). The postal code is K0K 3E0.

    Is 13 Church Street still for sale?

    Yes. It is an active listing (MLS® X13791976). Listings here update from the board through the day and come down once a home sells.

    What are similar properties near 13 Church Street asking?

    Similar properties for sale nearby right now include 189 Church Street at $739,900 (6 bed), 1866 Frankford-Stirling Road at $900,000 (3 bed) and 1866 Frankford-Stirling Road at $900,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 13 Church Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 13 Church Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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