127 Cortland Terrace, St. Thomas, ON N5P 3S6
St. Thomas · Near Cortland Terrace & Renaissance Dr · View map
About this home
Welcome to this end-unit townhome with NO CONDO FEES, featuring thoughtful touches you won't find in every home! This property offers three spacious bedrooms and two and a half bathrooms. The living room features modern wood paneling and electric blinds, while the kitchen offers quartz countertops and appliances that are only two years old. The primary suite includes a 3-piece ensuite and a spacious walk-in closet. The backyard was freshly fenced just one month ago, providing added privacy, and features a wooden deck and gazebo, making it the perfect space to relax or entertain. The unfinished basement offers plenty of potential, with a bathroom rough-in and enough space for a possible fourth bedroom. The garage also includes a newly installed remote garage door opener for added convenience. With no condo fees, plenty of space, and thoughtful upgrades throughout, this is a home you won't want to miss!
The home
- Type
- Freehold townhouse
- Style
- 2-Storey
- Square footage
- 1500-2000 sq ft
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Rooms
- 8
- Basement
- Unfinished
- Lot size
- 31.3 x 113.5 ft
- Faces
- North
- Approximate age
- 0-5 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Carbon Monoxide Detectors, Smoke Detector
- Exterior
- Brick, Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Garage
- Attached
- Garage spaces
- 1
- Driveway spaces
- 2
- Total parking
- 3
- Parking features
- Private Double
Taxes & other
- Property taxes
- $3,754/yr
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- 30-60
- Cross street
- Cortland Terrace & Renaissance Dr
- Neighbourhood
- St. Thomas
More
- Price per sq ft
- ~$320 (at 1,750 sq ft)
- MLS® number
- X14156948
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The home and its surroundings
- ERV/HRV
- On Demand Water Heater
- Rough-In Bath
- Storage
- Sump Pump
- Porch
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
127 Cortland Terrace, St. Thomas, ON N5P 3S6
St. Thomas · Near Cortland Terrace & Renaissance Dr
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Listing history for 127 Cortland Terrace
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 127 Cortland Terrace
Answers come straight from this home’s MLS® listing.
How much is 127 Cortland Terrace listed for, and what would it cost each month?
127 Cortland Terrace is listed for $559,900. With 20% down ($111,980), the mortgage payment would be roughly $2,258 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,571 a month, all in. That figure is an illustration, not a quote.
Is 127 Cortland Terrace freehold or a condo, and is there a monthly fee?
127 Cortland Terrace is a freehold townhouse in St. Thomas. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 127 Cortland Terrace have?
127 Cortland Terrace has 3 bedrooms and 3 bathrooms. The listing gives the style as 2-storey.
Does 127 Cortland Terrace have a garage and parking?
Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 2 spaces. In total the listing counts 3 parking spaces.
Does 127 Cortland Terrace have a finished basement?
The listing describes the basement as unfinished.
What style of home is 127 Cortland Terrace?
127 Cortland Terrace is a freehold townhouse. A townhouse shares side walls with its neighbours; it can be freehold or part of a condo complex.
How big is 127 Cortland Terrace, and what is the lot size?
The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 31.3 x 113.5 ft.
How is 127 Cortland Terrace heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 127 Cortland Terrace?
Property taxes are $3,754 a year (2025), or about $313 a month.
Where is 127 Cortland Terrace?
127 Cortland Terrace is in St. Thomas. The nearest main intersection is Cortland Terrace & Renaissance Dr. The postal code is N5P 3S6.
Is 127 Cortland Terrace still for sale?
Yes. It is an active listing (MLS® X14156948). Listings here update from the board through the day and come down once a home sells.
What are similar properties near 127 Cortland Terrace asking?
Similar properties for sale nearby right now include 56 Cortland Terrace at $569,777 (3+1 bed), 102 Cortland Terrace at $574,900 (3 bed) and 17 Cortland Terrace at $569,900 (2+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 127 Cortland Terrace sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 127 Cortland Terrace?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
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Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.